Should you pack cash or credit cards in a bug-out bag?

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Choosing the Right Currency When selecting the cash to include in your bug-out bag, consider denominations that are easy to carry and can be used in various situations. Pack a combination of $20, $10, and $5 bills, along with some smaller denominations like $1 and $0.50. Aim for a minimum of $200-$300 cash, but this can vary based on the size of your group and the area you’ll be evacuating.
Credit Cards While cash is preferred, a credit card can be useful for situations where cash is not accepted. Choose a card with a low credit limit and a high interest rate, as this will help minimize potential debt. Make sure to include the physical card and a copy of the card information, including the expiration date and security code. It’s also a good idea to notify your credit card company of your bug-out plans, so they won’t flag your transactions as suspicious.
Additional Considerations When using credit or debit cards in a disaster scenario, be aware of potential network outages and merchant restrictions. Consider including a prepaid debit card or a gift card with a balance, as these can be used even if traditional payment systems are down. Additionally, always keep your financial information and card details secure, and be cautious of anyone attempting to access your funds during a crisis.