Quick Answer
Use cash in a survival situation when you need immediate access to goods and services, such as at a roadside convenience store or in a disaster zone where power is out. Credit is more suitable for planned purchases or when you have a secure means of communication to dispute transactions. Carry a mix of both cash and credit.
Emergency Purchases
In a survival situation, cash is the preferred method of payment for emergency purchases, such as food, water, and medical supplies. This is because credit transactions require a functioning power grid and secure communication networks, which may be unavailable during a disaster. For example, if you need to purchase a first aid kit or a portable water filter at a local store, cash is the safest option.
Planned Purchases
On the other hand, credit is more suitable for planned purchases or when you have a secure means of communication to dispute transactions. For example, if you need to purchase a prepper loadout or a bug-out bag, you can use credit to make a planned purchase. It’s also useful for buying supplies online or from a retailer with a secure payment system.
Loadout Recommendation
As a prepper, it’s recommended to carry a mix of both cash and credit in your EDC loadout. This includes a minimum of $200 in cash, which can be used for emergency purchases, and a credit card with a secure payment system. Additionally, consider carrying a backup power source, such as a solar charger or a battery pack, to keep your credit card and other devices functional during a prolonged power outage.
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