Hunt & Live

San Mateo County, CA

729,181 residents · 449 sq mi · 1,625.4/sq mi · 2% rural

Climate
57.1°F
28.7" rain/yr
Water
humid
Aridity index 1.09
Hardiness
Zone 10a
Winter low ~32.2°F

About San Mateo County

San Mateo County, officially the County of San Mateo, is a county located in the U.S. state of California. As of the 2020 United States census, the population was 764,442. Redwood City is the county seat, the third-most populated city in the county after Daly City and San Mateo.

33
Prepper Suitability
worsebetter
National rank: #2563 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a temperate climate with an annual mean of 57.1°F and 28.7 inches of rainfall, making it suitable for year-round growing, particularly in USDA zone 10a. The terrain varies, but much of the county is urbanized, which may limit opportunities for self-sufficient living. Water availability is generally good due to the humid classification, although the presence of drought risks should be considered for long-term sustainability.

The county faces significant natural hazards, particularly earthquakes and landslides, both rated at 100 on the FEMA scale, indicating extreme risk. Riverine flooding and drought also present serious challenges, with respective rankings of 98 and 92. High population density of 1,625.4 people per square mile can lead to increased competition for resources, and the high cost of living, with a median home price of $1,441,300, may be a barrier for many seeking affordable homesteading options.

This area may suit individuals or families with substantial financial resources who prioritize access to urban amenities and infrastructure. Those who thrive here are likely to be prepared for the risks associated with natural disasters and can invest in proper insurance and mitigation strategies. However, for those seeking a more rural, low-cost homesteading lifestyle, the prohibitive housing market and high population density may be significant dealbreakers.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,492 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#41 of 58 in CA
Ranked #41 of 58 counties statewide for prepper suitability.
Dominant hazard: earthquake
FEMA ranks earthquake risk at 100/100 here — the leading natural threat.
Urban: 1,625/sqmi
Densely populated at 1,625 people per square mile.
Climate profile
Classified as humid with a 57.1°F annual mean and 28.7" of annual precipitation. USDA hardiness zone 10a.
Housing & taxes
Median home value $1,441,300.

Score Breakdown

Violence
4
percentile (lower = safer)
Disasters
99
percentile (lower = safer)
Density
97
percentile (lower = emptier)
Overall FEMA Risk
99.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 92
Drought 92
Earthquake 100
Hail 11
Heat Wave 92
Riverine Flood 98
Landslide 100
Lightning 68
Strong Wind 21
Tornado 31
Tsunami 71
Wildfire 92
Winter Weather 3

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
74.8°F
Winter low
42.2°F
Heating degree days
2,999
Cooling degree days
137

Housing & Economy

Median home value
$1,441,300
Median HH income
$149,907
Price to income
9.6×
Property tax rate
0.6%
~$8,637/yr median

Community Profile

Median age
40.3
Homeownership
59.5%
Poverty rate
6.4%
Unemployment
4.5%

Connectivity

Broadband households
85.4%
No internet access
4.2%

Explore San Mateo County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.