Hunt & Live

Morgan County, CO

29,239 residents · 1,281 sq mi · 22.8/sq mi · 35% rural

Climate
50.1°F
14.9" rain/yr
Water
dry sub-humid
Aridity index 0.66
Hardiness
Zone 7a
Winter low ~4.4°F

About Morgan County

Morgan County is a county located in the U.S. state of Colorado. As of the 2020 census, the population was 29,111. The county seat is Fort Morgan. The county was named after old Fort Morgan, which in turn was named in honor of Colonel Christopher A. Morgan.

59
Prepper Suitability
worsebetter
National rank: #970 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area features a mix of rural and suburban environments, with a population density of 22.8 people per square mile. The climate is characterized by an annual mean temperature of 50.1°F and 14.9 inches of rainfall per year, supporting a growing season suitable for various crops in USDA zone 7a. However, the dry sub-humid classification indicates potential water limitations, which could challenge self-sufficient gardening and livestock endeavors.

Natural hazards pose significant risks, with hail ranked at FEMA hazard level 94, indicating a high likelihood of damaging storms. Other notable risks include strong winds (75), cold waves (75), and tornadoes (66). The county's violence percentile at 35 suggests it is relatively safe, but the disaster percentile of 52 indicates an average risk environment. The median home price of $277,400 may also present a barrier for some aspiring homesteaders.

This county may appeal to those seeking a balance between rural life and accessibility to amenities, particularly individuals comfortable with the risks associated with severe weather. Homesteaders focused on self-sufficiency may find the water limitations and higher hazard risks challenging. Conversely, those who thrive in agricultural settings and can manage the environmental challenges may find opportunities for success in this area.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #900 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#26 of 64 in CO
Ranked #26 of 64 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 94/100 here — the leading natural threat.
Sparse population
22.8 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 50.1°F annual mean and 14.9" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $277,400.

Score Breakdown

Violence
41
percentile (lower = safer)
Disasters
52
percentile (lower = safer)
Density
32
percentile (lower = emptier)
Overall FEMA Risk
51.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 75
Drought 25
Earthquake 40
Hail 94
Heat Wave 19
Riverine Flood 56
Ice Storm 47
Landslide 10
Lightning 28
Strong Wind 75
Tornado 67
Wildfire 65
Winter Weather 62

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
90.4°F
Winter low
14.4°F
Heating degree days
6,205
Cooling degree days
788

Housing & Economy

Median home value
$277,400
Median HH income
$70,471
Price to income
3.9×
Property tax rate
0.51%
~$1,425/yr median

Community Profile

Median age
36.9
Homeownership
64.6%
Poverty rate
12.8%
Unemployment
3.7%

Connectivity

Broadband households
64.2%
No internet access
8%

Explore Morgan County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.