Hunt & Live

Phillips County, CO

4,449 residents · 688 sq mi · 6.5/sq mi · 100% rural

Climate
50.4°F
17.8" rain/yr
Water
dry sub-humid
Aridity index 0.78
Hardiness
Zone 7b
Winter low ~5.5°F

About Phillips County

Phillips County is a county located in the U.S. state of Colorado. As of the 2020 census, the population was 4,530. The county seat is Holyoke. The county was named in honor of R.O. Phillips, a secretary of the Lincoln Land Company, which organized several towns in Colorado.

78
Prepper Suitability
worsebetter
National rank: #261 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a rural landscape with a low population density of 6.5 people per square mile, making it suitable for those seeking isolation. The climate boasts an annual mean temperature of 50.4°F and receives about 17.8 inches of rainfall per year, supporting a growing season aligned with USDA zone 7b. However, the dry sub-humid classification indicates potential challenges in securing adequate water for self-sufficient living, particularly during drought conditions, which are ranked 89 by FEMA.

Natural hazards pose some risks to residents, with drought being the most significant concern, followed by hail and strong winds. The county has a relatively low disaster percentile of 12, indicating a lower likelihood of severe events, but tornadoes and cold waves are also potential threats. The median home price stands at $258,200, which could be a barrier for some, while the effective property tax rate of 0.49% is relatively low, potentially offsetting housing costs for new residents.

This county may appeal to those who value rural living and can adapt to the challenges of a dry climate. Individuals seeking a quiet, remote lifestyle with lower population density could thrive here. However, those reliant on abundant water resources or who prefer urban amenities may find this area less suitable. The significant risk of drought could be a dealbreaker for homesteaders focused on sustainable agriculture.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #618 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#19 of 64 in CO
Ranked #19 of 64 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 89/100 here — the leading natural threat.
Sparse population
6.5 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 50.4°F annual mean and 17.8" of annual precipitation. USDA hardiness zone 7b.
Housing & taxes
Median home value $258,200.

Score Breakdown

Violence
41
percentile (lower = safer)
Disasters
12
percentile (lower = safer)
Density
13
percentile (lower = emptier)
Overall FEMA Risk
12.3
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 38
Drought 89
Earthquake 21
Hail 77
Heat Wave 7
Riverine Flood 8
Ice Storm 30
Landslide 1
Lightning 21
Strong Wind 49
Tornado 33
Wildfire 32
Winter Weather 21

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
89.7°F
Winter low
15.5°F
Heating degree days
6,127
Cooling degree days
856

Housing & Economy

Median home value
$258,200
Median HH income
$58,474
Price to income
4.4×
Property tax rate
0.49%
~$1,259/yr median

Community Profile

Median age
40.6
Homeownership
74.9%
Poverty rate
13.9%
Unemployment
1.4%

Connectivity

Broadband households
59%
No internet access
17.8%

Explore Phillips County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.