Hunt & Live

Clay County, FL

226,589 residents · 605 sq mi · 374.8/sq mi · 14% rural

Climate
69.7°F
52.1" rain/yr
Water
humid
Aridity index 1.29
Hardiness
Zone 10a
Winter low ~33.7°F

About Clay County

Clay County is located in the northeastern part of the U.S. state of Florida along the west bank of the St. Johns River. As of 2020, the population was 218,245 and in 2023, that number increased to 232,439, making it the third largest county in the Jacksonville metropolitan area. While most of the county is unincorporated, there are 4 municipalities with Green Cove Springs being the county seat and the unincorporated Lakeside CDP being the largest place. It is named in honor of Henry Clay, a famous American statesman, member of the United States Senate from Kentucky, and United States Secretary of State in the 19th century.

34
Prepper Suitability
worsebetter
National rank: #2538 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a humid subtropical climate with an annual mean temperature of 69.7°F and significant rainfall averaging 52.1 inches per year. The growing season is lengthy, supported by USDA zone 10a, which is conducive to a variety of crops. The terrain is primarily flat, with access to the St. Johns River enhancing water availability for self-sufficient living. However, the high population density of 374.8 people per square mile may limit the sense of remoteness that some homesteaders seek.

Natural hazards are a considerable concern in this region, with FEMA rankings indicating high risks for lightning (92), hurricanes (90), and riverine flooding (86). The area also faces tornado risks (83) and wildfire threats (83), which could pose challenges for self-sufficient living. While the violence percentile is relatively lower (35), the overall disaster percentile is high (81), suggesting that those looking for a completely safe environment may find this area less suitable. The median home price of $254,500 may also be a barrier for some prospective homesteaders.

This county may suit individuals who are adaptable and prepared for the challenges posed by natural hazards. Those with experience in disaster preparedness and resilience could thrive here, especially if they focus on crop diversity and water management. However, individuals seeking a tranquil, remote homesteading lifestyle may find the high population density and natural risk factors to be dealbreakers. The accessibility to water resources is a hidden gem for those looking to establish a sustainable homestead.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,634 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#33 of 67 in FL
Ranked #33 of 67 counties statewide for prepper suitability.
Dominant hazard: lightning
FEMA ranks lightning risk at 92/100 here — the leading natural threat.
Urban: 375/sqmi
Densely populated at 375 people per square mile.
Climate profile
Classified as humid with a 69.7°F annual mean and 52.1" of annual precipitation. USDA hardiness zone 10a.
Housing & taxes
Median home value $254,500.

Score Breakdown

Violence
29
percentile (lower = safer)
Disasters
81
percentile (lower = safer)
Density
89
percentile (lower = emptier)
Overall FEMA Risk
81.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 57
Cold Wave 16
Drought 18
Earthquake 65
Hail 6
Hurricane 90
Heat Wave 83
Riverine Flood 86
Landslide 27
Lightning 92
Strong Wind 32
Tornado 83
Wildfire 83
Winter Weather 8

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
91.8°F
Winter low
43.7°F
Heating degree days
1,153
Cooling degree days
2,893

Housing & Economy

Median home value
$254,500
Median HH income
$82,242
Price to income
3.1×
Property tax rate
0.76%
~$1,939/yr median

Community Profile

Median age
39.9
Homeownership
76.6%
Poverty rate
9.4%
Unemployment
4.2%

Connectivity

Broadband households
78.2%
No internet access
4.6%

Explore Clay County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.