Hunt & Live

Franklin County, FL

12,498 residents · 545 sq mi · 22.9/sq mi · 100% rural

Climate
68.6°F
56.5" rain/yr
Water
humid
Aridity index 1.45
Hardiness
Zone 10a
Winter low ~32.1°F

About Franklin County

Franklin County is a county along the Gulf of Mexico in the panhandle of the U.S. state of Florida. As of the 2020 census, the population was 12,451, making it the third-least populous county in Florida. The county seat is Apalachicola. The county includes several large preserved areas and rivers and has been home to commercial timber and fishing industry. More recently it has become popular for tourism and retirement. It includes several rivers, state parks, and islands.

54
Prepper Suitability
worsebetter
National rank: #1228 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a warm climate with an annual mean temperature of 68.6°F and a growing season suitable for diverse crops, classified under USDA zone 10a. The terrain is primarily rural, with ample access to natural resources like rivers and preserved areas, which can support self-sufficient living. However, the high annual rainfall of 56.5 inches may necessitate careful water management to avoid flooding issues during the wet season.

The county faces significant natural hazards, particularly hurricanes, which rank at FEMA hazard level 90, indicating a high risk. Other hazards include wildfire (rank 78) and coastal flooding (rank 77), which could impact any homestead setup. Additionally, while the area has a relatively low violence percentile of 49, the overall disaster percentile of 46 suggests moderate risk factors that should be considered for long-term living.

This county may be well-suited for individuals or families looking for a rural lifestyle with access to natural beauty and resources. Homesteaders familiar with hurricane preparedness and water management will find opportunities here. However, those who are unprepared for the risks of severe weather or who require urban amenities may struggle with the challenges presented by this environment.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,072 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#8 of 67 in FL
Ranked #8 of 67 counties statewide for prepper suitability.
Dominant hazard: hurricane
FEMA ranks hurricane risk at 90/100 here — the leading natural threat.
Sparse population
22.9 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 68.6°F annual mean and 56.5" of annual precipitation. USDA hardiness zone 10a.
Housing & taxes
Median home value $236,100.

Score Breakdown

Violence
59
percentile (lower = safer)
Disasters
46
percentile (lower = safer)
Density
32
percentile (lower = emptier)
Overall FEMA Risk
46.5
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 77
Cold Wave 44
Earthquake 21
Hail 11
Hurricane 91
Heat Wave 36
Riverine Flood 19
Landslide 12
Lightning 61
Strong Wind 8
Tornado 33
Wildfire 78
Winter Weather 7

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
90.9°F
Winter low
42.1°F
Heating degree days
1,393
Cooling degree days
2,735

Housing & Economy

Median home value
$236,100
Median HH income
$58,107
Price to income
4.1×
Property tax rate
0.53%
~$1,251/yr median

Community Profile

Median age
48.7
Homeownership
80.7%
Poverty rate
21.7%
Unemployment
8.9%

Connectivity

Broadband households
67.3%
No internet access
11.8%

Explore Franklin County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.