Hunt & Live

Jefferson County, FL

15,042 residents · 598 sq mi · 25.2/sq mi · 100% rural

Climate
67.9°F
54.9" rain/yr
Water
humid
Aridity index 1.44
Hardiness
Zone 10a
Winter low ~30.6°F

About Jefferson County

Jefferson County is a county located in the Big Bend region in the northern part of the U.S. state of Florida. As of the 2020 census, the population was 14,510. Its county seat is Monticello. Jefferson County is part of the Tallahassee, FL Metropolitan Statistical Area but is the 3rd most rural county in Florida. There are no traffic signals within the entire county.

56
Prepper Suitability
worsebetter
National rank: #1105 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in Jefferson County offers a rural lifestyle characterized by its humid subtropical climate, with an annual mean temperature of 67.9°F and around 54.9 inches of rainfall per year. The growing season is favorable for diverse crops, supported by USDA zone 10a conditions. The county's low population density of 25.2 people per square mile allows for ample space and potential for self-sufficient living. However, the area does experience hot summers, with highs reaching 91.5°F, which may require careful planning for water and shade.

Natural hazards in this area include a high risk of hurricanes, ranked 87 by FEMA, along with wildfire risks (ranked 71) and tornadoes (ranked 57). The overall disaster percentile is 39, indicating a moderate level of risk. While the violence percentile is 43, suggesting relative safety, the rural nature of the county may also mean limited access to emergency services. Additionally, with a median home price of $167,600, the cost of living is relatively manageable, but broadband access is limited to 48% of households.

This county may be a good fit for individuals or families seeking a quiet, rural lifestyle with the means to manage the risks of natural hazards. Those who thrive here would likely be self-sufficient, resourceful, and prepared for potential challenges. Conversely, individuals reliant on high-speed internet or those uncomfortable with the risks of hurricanes may find Jefferson County less appealing. A potential dealbreaker could be the limited broadband access, while the low property tax rate may be a hidden gem for some homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #849 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#4 in FL
Top 5 counties in Florida out of 67.
Dominant hazard: hurricane
FEMA ranks hurricane risk at 87/100 here — the leading natural threat.
Rural-suburban mix
25.2 people per square mile.
Climate profile
Classified as humid with a 67.9°F annual mean and 54.9" of annual precipitation. USDA hardiness zone 10a.
Housing & taxes
Median home value $167,600.

Score Breakdown

Violence
59
percentile (lower = safer)
Disasters
39
percentile (lower = safer)
Density
34
percentile (lower = emptier)
Overall FEMA Risk
39
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 39
Cold Wave 61
Drought 30
Earthquake 31
Hail 9
Hurricane 87
Heat Wave 45
Riverine Flood 28
Landslide 15
Lightning 54
Strong Wind 17
Tornado 57
Wildfire 71
Winter Weather 10

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
91.5°F
Winter low
40.6°F
Heating degree days
1,534
Cooling degree days
2,624

Housing & Economy

Median home value
$167,600
Median HH income
$51,573
Price to income
3.2×
Property tax rate
0.73%
~$1,218/yr median

Community Profile

Median age
47.8
Homeownership
74.9%
Poverty rate
18.3%
Unemployment
6.6%

Connectivity

Broadband households
47.6%
No internet access
19.8%

Explore Jefferson County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.