Monroe County, FL
81,708 residents · 983 sq mi · 83.1/sq mi · 13% rural
About Monroe County
Monroe County is the southernmost county of the state of Florida. As of the 2020 census, the population was 82,874. Its county seat is Key West. Monroe County includes the islands of the Florida Keys and comprises the Key West-Key Largo Micropolitan Statistical Area. Over 99.9% of the county's population lives on the Florida Keys. The mainland, which is part of the Everglades, comprises 87% of the county's land area and is virtually uninhabited with only 17 people recorded in the 2020 census.
Prepper Assessment
Living in this area offers a warm, tropical climate with an annual mean temperature of 76.7°F and substantial rainfall at 52 inches per year. The growing season is long, suitable for a variety of crops, particularly in USDA zone 11b. However, the county's terrain is largely coastal, making self-sufficient living challenging due to limited freshwater resources and potential saltwater intrusion. The majority of the population resides on the Florida Keys, which adds to the remoteness of certain areas, especially the largely uninhabited mainland.
This area faces significant risks from natural hazards, particularly coastal flooding and hurricanes, with FEMA rankings of 99 and 98 respectively. The violence percentile is at 71, indicating a higher risk compared to many other regions. The cost of living is notably high, with a median home price of $696,900, which may be prohibitive for many seeking to establish a homestead. Additionally, while broadband access is relatively good at 77%, the overall economic opportunities may be limited, particularly in rural areas.
Monroe County may suit individuals who are well-prepared for extreme weather events and have the financial means to invest in property. Those who thrive here are likely to be experienced in coastal living and self-sustainability, with a focus on tropical agriculture. Conversely, this area may not be a good fit for those seeking affordability, a lower risk of natural disasters, or a more traditional rural lifestyle, as the high cost of living and environmental challenges present significant barriers.