Hunt & Live

Putnam County, FL

74,731 residents · 728 sq mi · 102.6/sq mi · 73% rural

Climate
70.5°F
52.8" rain/yr
Water
humid
Aridity index 1.27
Hardiness
Zone 10b
Winter low ~35.1°F

About Putnam County

Putnam County is a county located in the northern part of the state of Florida. As of the 2020 census, its population was 73,321. Its county seat is Palatka. Putnam County comprises the Palatka, Florida micropolitan statistical area, which is included in the Jacksonville—Kingsland—Palatka, Florida—Georgia combined statistical area. The county is centrally located between Jacksonville, Gainesville, St. Augustine, and Daytona Beach.

21
Prepper Suitability
worsebetter
National rank: #2881 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a humid subtropical climate with an annual mean temperature of 70.5°F and significant rainfall of 52.8 inches per year, which supports a growing season suitable for diverse crops. The terrain is primarily rural, with 73% of the land designated as such, allowing for ample space for self-sufficient living. However, the relatively high summer temperatures, peaking at 91.7°F, may pose challenges for certain crops and require careful water management.

Natural hazards are a significant consideration, with hurricanes ranked as a major risk (FEMA rank 94), alongside wildfire (rank 90) and lightning (rank 83). The county's population density at 102.6 people per square mile indicates a moderately populated area, which may lead to some concerns about local violence, given its 86th percentile ranking in violence. Additionally, the median home price of $125,700 may be appealing, but the lower median household income of $44,852 could strain affordability for some residents.

This county may suit those who prioritize rural living and can adapt to the risks associated with hurricanes and wildfires. Individuals with experience in disaster preparedness and those seeking a lower cost of living may thrive here. However, those unprepared for the impacts of the climate or hazards, or who require urban amenities, may find it challenging to establish a successful homestead in this area.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,974 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#60 of 67 in FL
Ranked #60 of 67 counties statewide for prepper suitability.
Dominant hazard: hurricane
FEMA ranks hurricane risk at 94/100 here — the leading natural threat.
Urban: 103/sqmi
Densely populated at 103 people per square mile.
Climate profile
Classified as humid with a 70.5°F annual mean and 52.8" of annual precipitation. USDA hardiness zone 10b.
Housing & taxes
Median home value $125,700.

Score Breakdown

Violence
85
percentile (lower = safer)
Disasters
80
percentile (lower = safer)
Density
72
percentile (lower = emptier)
Overall FEMA Risk
79.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 60
Cold Wave 28
Drought 37
Earthquake 49
Hail 14
Hurricane 94
Heat Wave 66
Riverine Flood 77
Landslide 28
Lightning 83
Strong Wind 66
Tornado 79
Wildfire 91

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
91.7°F
Winter low
45.1°F
Heating degree days
1,015
Cooling degree days
3,035

Housing & Economy

Median home value
$125,700
Median HH income
$44,852
Price to income
2.8×
Property tax rate
0.92%
~$1,161/yr median

Community Profile

Median age
45.1
Homeownership
73%
Poverty rate
22.8%
Unemployment
8.9%

Connectivity

Broadband households
56.2%
No internet access
15.2%

Explore Putnam County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.