Hunt & Live

Montgomery County, IA

10,205 residents · 424 sq mi · 24.1/sq mi · 47% rural

Climate
50.4°F
35.9" rain/yr
Water
humid
Aridity index 1.52
Hardiness
Zone 7a
Winter low ~3.5°F

About Montgomery County

Montgomery County is a county located in the southwestern area of the U.S. state of Iowa. As of the 2020 United States census, the population was 10,330, and was estimated to be 10,063 in 2024. Its population has declined since a peak in 1900, since urbanization and decline of family farms. The county seat is Red Oak. The county was founded by European-American migrants from eastern areas in 1851. It was named in honor of Richard Montgomery, an American Revolutionary War general killed in 1775 while trying to capture Quebec City, Canada.

69
Prepper Suitability
worsebetter
National rank: #545 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a blend of rural charm and moderate climate, characterized by an annual mean temperature of 50.4°F and an average rainfall of 35.9 inches per year. The USDA plant hardiness zone 7a supports a diverse growing season, allowing for various crops and gardening opportunities. The county's terrain is mostly flat with some rolling hills, providing ample land for self-sufficient living, although the 47% rural population suggests a relatively quiet environment with room for expansion.

Natural hazards present in the county include a notable risk of drought (FEMA rank 83), hail (rank 72), and tornadoes (rank 62), which can impact agricultural productivity and safety. The area has a moderate population density of 24.1 people per square mile, and the violence percentile at 27 indicates a relatively safe environment. However, the cost of living is reasonable, with a median home price of $99,300, making housing attainable for many, though the broadband subscription rate of 59% may limit connectivity options.

This county may appeal to those seeking a quiet, rural lifestyle with opportunities for farming and self-sufficiency. Individuals who thrive here are likely to be adaptable, with a willingness to manage the risks associated with natural hazards. However, those requiring high-speed internet or urban amenities may find this area less suitable. The median home price could be a hidden gem for budget-conscious buyers looking to establish a homestead in a tranquil setting.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 16% nationally
National prepper rank: #487 of 3,109.
#40 of 99 in IA
Ranked #40 of 99 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 83/100 here — the leading natural threat.
Sparse population
24.1 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 50.4°F annual mean and 35.9" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $99,300.

Score Breakdown

Violence
26
percentile (lower = safer)
Disasters
34
percentile (lower = safer)
Density
33
percentile (lower = emptier)
Overall FEMA Risk
33.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 64
Drought 83
Earthquake 16
Hail 72
Heat Wave 70
Riverine Flood 35
Ice Storm 37
Landslide 58
Lightning 13
Strong Wind 41
Tornado 62
Wildfire 35
Winter Weather 31

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
85.3°F
Winter low
13.5°F
Heating degree days
6,250
Cooling degree days
981

Housing & Economy

Median home value
$99,300
Median HH income
$61,261
Price to income
1.6×
Property tax rate
1.87%
~$1,858/yr median

Community Profile

Median age
43.3
Homeownership
70.9%
Poverty rate
14.5%
Unemployment
4.5%

Connectivity

Broadband households
58.9%
No internet access
16.4%

Explore Montgomery County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.