Hunt & Live

Cumberland County, IL

10,324 residents · 346 sq mi · 29.8/sq mi · 100% rural

Climate
53.8°F
43.3" rain/yr
Water
humid
Aridity index 1.7
Hardiness
Zone 8a
Winter low ~10.7°F

About Cumberland County

Cumberland County is a county located in the U.S. state of Illinois. As of the 2020 census, the population was 10,450. Its county seat is Toledo.

60
Prepper Suitability
worsebetter
National rank: #917 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area offers a predominantly rural lifestyle with a low density of 29.8 people per square mile, making it suitable for those seeking privacy and space. The climate is characterized by an annual mean temperature of 53.8°F and 43.3 inches of rainfall per year, supporting a growing season favorable for various crops in USDA zone 8a. However, self-sufficient living may be challenged by the county's humid conditions and potential droughts, which are ranked high in FEMA's hazard assessment.

Natural hazards are a significant consideration, with drought (FEMA rank 87) being a leading risk, alongside earthquakes (rank 76) and landslides (rank 61). While the area has a low violence percentile of 17, indicating relative safety, the disaster percentile of 26 suggests some vulnerability to natural events. The median home price of $116,000 is relatively affordable, but with only 44% of households having broadband, connectivity may be limited for those needing remote work capabilities.

This county may be a good fit for individuals or families who prioritize a rural lifestyle and are prepared for the challenges of self-sufficiency, particularly in managing water resources. It could be less suitable for those reliant on modern conveniences or seeking urban amenities, as the limited broadband access and potential for natural hazards may pose significant obstacles. Homesteaders willing to adapt to the local climate and its inherent risks will likely find hidden gems in the area’s affordability and space.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 10% nationally
National prepper rank: #318 of 3,109.
#19 of 102 in IL
Ranked #19 of 102 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 87/100 here — the leading natural threat.
Rural-suburban mix
29.8 people per square mile.
Climate profile
Classified as humid with a 53.8°F annual mean and 43.3" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $116,000.

Score Breakdown

Violence
57
percentile (lower = safer)
Disasters
26
percentile (lower = safer)
Density
38
percentile (lower = emptier)
Overall FEMA Risk
25.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 40
Drought 87
Earthquake 77
Hail 34
Hurricane 33
Heat Wave 44
Riverine Flood 34
Ice Storm 33
Landslide 61
Lightning 14
Strong Wind 41
Tornado 30
Wildfire 5
Winter Weather 41

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.3°F
Winter low
20.7°F
Heating degree days
5,193
Cooling degree days
1,161

Housing & Economy

Median home value
$116,000
Median HH income
$71,274
Price to income
1.6×
Property tax rate
1.86%
~$2,163/yr median

Community Profile

Median age
42.6
Homeownership
81.1%
Poverty rate
9.7%
Unemployment
1.9%

Connectivity

Broadband households
43.5%
No internet access
12.3%

Explore Cumberland County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.