Hunt & Live

Effingham County, IL

34,325 residents · 479 sq mi · 71.7/sq mi · 60% rural

Climate
54.2°F
44" rain/yr
Water
humid
Aridity index 1.71
Hardiness
Zone 8a
Winter low ~11.2°F

About Effingham County

Effingham County is a county located in the south central part of the U.S. state Illinois. As of the 2020 census, the population was 34,668. Its county seat and largest city is Effingham.

Some other cities in Effingham County, Illinois include Altamont, Teutopolis, Beecher City, Montrose, Dieterich, Shumway, Watson, Mason, and Edgewood. Effingham County comprises the Effingham, IL Micropolitan Statistical Area.

50
Prepper Suitability
worsebetter
National rank: #1517 of 3,109
Locator map
Location within the continental US

Prepper Assessment

The terrain in this area is predominantly rural, offering a spacious environment with a population density of 71.7 people per square mile. The climate is classified as humid, with an annual mean temperature of 54.2°F and 44 inches of rainfall per year. This contributes to a growing season suitable for a variety of crops, particularly in USDA zone 8a. However, the region's vulnerability to drought and heat waves may pose challenges for self-sufficient living.

Risks in the area include a notable earthquake risk, ranked at FEMA 88, along with drought (87) and landslide (71) threats. The violence percentile is relatively low at 21/100, indicating a safer environment, yet the overall disaster percentile sits at 54/100. While the median home price is $166,500, which is manageable, the effective property tax rate of 1.61% should be considered when budgeting for long-term living costs.

This county may appeal to those who prefer a rural lifestyle and can adapt to the risks associated with natural disasters, particularly earthquakes and drought. Gardeners and small-scale farmers may thrive here, given the favorable growing conditions. However, individuals seeking a highly secure environment with minimal natural hazard risks or those reliant on urban amenities may find this location less suitable.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,286 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#61 of 102 in IL
Ranked #61 of 102 counties statewide for prepper suitability.
Dominant hazard: earthquake
FEMA ranks earthquake risk at 88/100 here — the leading natural threat.
Rural-suburban mix
71.7 people per square mile.
Climate profile
Classified as humid with a 54.2°F annual mean and 44.0" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $166,500.

Score Breakdown

Violence
33
percentile (lower = safer)
Disasters
54
percentile (lower = safer)
Density
63
percentile (lower = emptier)
Overall FEMA Risk
53.8
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 60
Drought 87
Earthquake 89
Hail 61
Hurricane 40
Heat Wave 67
Riverine Flood 49
Ice Storm 49
Landslide 71
Lightning 38
Strong Wind 59
Tornado 64
Wildfire 11
Winter Weather 64

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.7°F
Winter low
21.2°F
Heating degree days
5,095
Cooling degree days
1,192

Housing & Economy

Median home value
$166,500
Median HH income
$73,181
Price to income
2.3×
Property tax rate
1.61%
~$2,673/yr median

Community Profile

Median age
39.3
Homeownership
77.8%
Poverty rate
10.8%
Unemployment
2.5%

Connectivity

Broadband households
70.8%
No internet access
9.2%

Explore Effingham County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.