Hunt & Live

Stephenson County, IL

43,627 residents · 564 sq mi · 77.3/sq mi · 46% rural

Climate
48.1°F
38.5" rain/yr
Water
humid
Aridity index 1.74
Hardiness
Zone 7a
Winter low ~2.1°F

About Stephenson County

Stephenson County is a county located in the U.S. state of Illinois. According to the 2020 United States census, it had a population of 44,630. Its county seat is Freeport. Stephenson County is included in the Freeport, IL Micropolitan Statistical Area, which is also included in the Rockford-Freeport-Rochelle, IL Combined Statistical Area.

41
Prepper Suitability
worsebetter
National rank: #2129 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural and suburban experiences, with a population density of 77.3 people per square mile, making it relatively populated for a primarily rural county (46% rural). The climate features an annual mean temperature of 48.1°F, with a growing season supported by USDA zone 7a. Rainfall averages 38.5 inches per year, providing adequate moisture for crops, though the region does face notable hail and wind risks that could affect agricultural productivity.

Natural hazards pose significant risks in this area, with FEMA rankings indicating high vulnerability to hail (93), strong winds (85), and tornadoes (82). The disaster percentile of 74 suggests a higher likelihood of experiencing severe weather events. Additionally, the median home price is $122,000, which may be accessible for some but could be a barrier for others. The density percentile of 65 indicates a relatively populated environment, which may not appeal to those seeking isolation.

This county may be a good fit for individuals or families looking for a balance of rural living with some community amenities, particularly those who can manage the risks associated with severe weather. It may not suit those seeking extreme remoteness or those with limited financial resources, as housing costs can be a consideration. A potential dealbreaker for homesteaders could be the high risk of hail and wind, while the growing season offers a hidden gem for gardening enthusiasts.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,843 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#78 of 102 in IL
Ranked #78 of 102 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 93/100 here — the leading natural threat.
Rural-suburban mix
77.3 people per square mile.
Climate profile
Classified as humid with a 48.1°F annual mean and 38.5" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $122,000.

Score Breakdown

Violence
38
percentile (lower = safer)
Disasters
74
percentile (lower = safer)
Density
65
percentile (lower = emptier)
Overall FEMA Risk
73.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 81
Drought 81
Earthquake 58
Hail 93
Hurricane 15
Heat Wave 64
Riverine Flood 78
Ice Storm 70
Landslide 52
Lightning 47
Strong Wind 85
Tornado 82
Wildfire 27
Winter Weather 44

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
83.1°F
Winter low
12.1°F
Heating degree days
6,821
Cooling degree days
710

Housing & Economy

Median home value
$122,000
Median HH income
$57,527
Price to income
2.1×
Property tax rate
2.5%
~$3,047/yr median

Community Profile

Median age
45.6
Homeownership
69.5%
Poverty rate
13.3%
Unemployment
5.3%

Connectivity

Broadband households
64.9%
No internet access
12.5%

Explore Stephenson County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.