Hunt & Live

Floyd County, IN

80,714 residents · 149 sq mi · 543.7/sq mi · 34% rural

Climate
55.7°F
49.5" rain/yr
Water
humid
Aridity index 1.86
Hardiness
Zone 8a
Winter low ~13.8°F

About Floyd County

Floyd County is a county located in the U.S. state of Indiana. Its county seat is New Albany. The population of the county was 80,484 as of the 2020 United States census. Floyd County has the second-smallest land area in the entire state. It was formed in the year 1819 from neighboring Clark and Harrison counties. Floyd County is part of the Louisville/Jefferson County, KY–IN Metropolitan Statistical Area.

35
Prepper Suitability
worsebetter
National rank: #2487 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a humid climate with an annual mean temperature of 55.7°F and 49.5 inches of rainfall each year, supporting a growing season typical of USDA zone 8a. The terrain is relatively flat, providing ease of access for agricultural activities. However, the county's small land area of 148 square miles and a population density of 543.7 people per square mile may limit opportunities for large-scale self-sufficient living and privacy. Water availability is generally good, but reliance on local sources may vary.

Floyd County faces several natural hazards, including strong winds and tornadoes, which rank high on FEMA's risk scale at 94 and 92, respectively. The disaster percentile is at 75, indicating a higher likelihood of experiencing severe weather events. Additionally, with a population density percentile of 92, potential concerns around community violence may arise, though the violence percentile sits at a relatively lower 30. Housing costs are moderate with a median home price of $214,800, but this could strain budgets for those looking to establish a homestead.

This county may suit individuals or families looking for a suburban homesteading experience with access to urban amenities in nearby Louisville. Those comfortable with potential severe weather and who prioritize community connections might thrive here. However, individuals seeking extensive land for farming or complete isolation may find the high density and risks associated with natural disasters to be significant drawbacks. A hidden gem could be the broadband availability at 71%, which supports modern remote work and online resources.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,482 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#81 of 92 in IN
Ranked #81 of 92 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 94/100 here — the leading natural threat.
Urban: 544/sqmi
Densely populated at 544 people per square mile.
Climate profile
Classified as humid with a 55.7°F annual mean and 49.5" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $214,800.

Score Breakdown

Violence
29
percentile (lower = safer)
Disasters
75
percentile (lower = safer)
Density
92
percentile (lower = emptier)
Overall FEMA Risk
75.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 84
Drought 25
Earthquake 78
Hail 37
Hurricane 10
Heat Wave 61
Riverine Flood 74
Ice Storm 69
Landslide 29
Lightning 71
Strong Wind 94
Tornado 92
Wildfire 19
Winter Weather 83

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.9°F
Winter low
23.8°F
Heating degree days
4,592
Cooling degree days
1,246

Housing & Economy

Median home value
$214,800
Median HH income
$75,686
Price to income
2.8×
Property tax rate
0.72%
~$1,547/yr median

Community Profile

Median age
39.8
Homeownership
74.4%
Poverty rate
9.4%
Unemployment
3.9%

Connectivity

Broadband households
71.3%
No internet access
13.3%

Explore Floyd County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.