Hunt & Live

Monroe County, IN

139,745 residents · 395 sq mi · 354.2/sq mi · 21% rural

Climate
53°F
47.1" rain/yr
Water
humid
Aridity index 1.91
Hardiness
Zone 8a
Winter low ~10.8°F

About Monroe County

Monroe County is a county in the U.S. state of Indiana. In 1910 the US Census Bureau calculated the nation's mean population center to lie in Monroe County. The population was 139,718 at the 2020 United States census. The county seat is Bloomington. Monroe County is part of the Bloomington, Indiana, Metropolitan Statistical Area.

42
Prepper Suitability
worsebetter
National rank: #2064 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural and suburban characteristics, with a population density of 354.2 people per square mile. The climate is humid with an annual mean temperature of 53.0°F and 47.1 inches of rainfall, supporting a growing season typical for USDA zone 8a. This allows for a variety of crops and gardening options, but the somewhat limited winter temperatures may restrict certain plantings. Water availability is generally good, but reliance on local sources should be considered.

Natural hazards are a significant concern, with strong winds (FEMA rank 90) and winter weather (rank 89) posing risks to infrastructure and safety. Earthquakes, heat waves, and tornadoes also rank relatively high, indicating a need for preparedness. The area has a lower violence percentile (10/100), suggesting a safer environment, though the cost of living is moderated by a median home price of $240,600 and a property tax rate of 0.67%.

This county may suit individuals or families seeking a balance between rural living and access to urban amenities, particularly those who value safety and community resources. However, those looking for a more remote, self-sufficient lifestyle might find the density and potential hazards challenging. Homesteaders should be prepared for the risks associated with severe weather and consider the implications of the local economy on their self-sufficiency goals.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,053 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#69 of 92 in IN
Ranked #69 of 92 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 90/100 here — the leading natural threat.
Urban: 354/sqmi
Densely populated at 354 people per square mile.
Climate profile
Classified as humid with a 53.0°F annual mean and 47.1" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $240,600.

Score Breakdown

Violence
10
percentile (lower = safer)
Disasters
76
percentile (lower = safer)
Density
88
percentile (lower = emptier)
Overall FEMA Risk
76
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 58
Drought 29
Earthquake 88
Hail 75
Hurricane 24
Heat Wave 85
Riverine Flood 81
Ice Storm 65
Landslide 54
Lightning 62
Strong Wind 90
Tornado 82
Wildfire 31
Winter Weather 89

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
84.9°F
Winter low
20.8°F
Heating degree days
5,301
Cooling degree days
975

Housing & Economy

Median home value
$240,600
Median HH income
$60,308
Price to income
Property tax rate
0.67%
~$1,621/yr median

Community Profile

Median age
30.8
Homeownership
55.3%
Poverty rate
20.7%
Unemployment
5.8%

Connectivity

Broadband households
78.2%
No internet access
5.6%

Explore Monroe County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.