Hunt & Live

Morgan County, IN

72,236 residents · 404 sq mi · 178.9/sq mi · 54% rural

Climate
52.7°F
44.8" rain/yr
Water
humid
Aridity index 1.83
Hardiness
Zone 8a
Winter low ~10.4°F

About Morgan County

Morgan County is a county located in the U.S. state of Indiana. As of the 2020 United States census, the population was 71,780. The county seat is Martinsville.

37
Prepper Suitability
worsebetter
National rank: #2342 of 3,109
Locator map
Location within the continental US

Prepper Assessment

The terrain in this area is predominantly rural, with a density of 178.9 people per square mile. The climate features an annual mean temperature of 52.7°F and receives about 44.8 inches of rainfall per year, which supports a growing season suitable for various crops. The USDA zone 8a designation indicates a relatively mild winter, making it feasible for year-round gardening and self-sufficient living, although the humid climate may require attention to irrigation and soil management.

The county faces several notable natural hazards, including a high risk for landslides (FEMA rank 85) and strong winds (rank 84), which could pose challenges for homesteading. Winter weather (rank 80) and hail (rank 80) may impact agricultural activities, while tornado risk (rank 78) adds to the area's vulnerability. Additionally, with a population density in the higher percentile (81/100), some may find the area less appealing due to potential noise and traffic in certain regions.

This area may suit those seeking a rural lifestyle with access to moderate amenities, particularly individuals comfortable with the risks associated with natural hazards. Homesteaders who thrive here will likely appreciate the relatively low property tax rate of 0.48% and the median home price of $200,600. However, those looking for a more remote, less populated setting or who are risk-averse may find the density and natural hazards to be dealbreakers.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,328 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#76 of 92 in IN
Ranked #76 of 92 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 85/100 here — the leading natural threat.
Urban: 179/sqmi
Densely populated at 179 people per square mile.
Climate profile
Classified as humid with a 52.7°F annual mean and 44.8" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $200,600.

Score Breakdown

Violence
44
percentile (lower = safer)
Disasters
63
percentile (lower = safer)
Density
81
percentile (lower = emptier)
Overall FEMA Risk
63.5
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 62
Drought 54
Earthquake 72
Hail 80
Hurricane 10
Heat Wave 63
Riverine Flood 71
Ice Storm 55
Landslide 85
Lightning 48
Strong Wind 85
Tornado 78
Wildfire 23
Winter Weather 80

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
84.5°F
Winter low
20.4°F
Heating degree days
5,416
Cooling degree days
954

Housing & Economy

Median home value
$200,600
Median HH income
$79,134
Price to income
2.5×
Property tax rate
0.48%
~$953/yr median

Community Profile

Median age
41.5
Homeownership
82.4%
Poverty rate
8.5%
Unemployment
4%

Connectivity

Broadband households
65.9%
No internet access
9.7%

Explore Morgan County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.