Hunt & Live

Putnam County, IN

37,301 residents · 481 sq mi · 77.6/sq mi · 72% rural

Climate
51.8°F
44.8" rain/yr
Water
humid
Aridity index 1.88
Hardiness
Zone 7b
Winter low ~9.1°F

About Putnam County

Putnam County is a county located in the U.S. state of Indiana. As of the 2020 United States census, the population was 36,726. The county seat is Greencastle. The county was named for Israel Putnam, a hero in the French and Indian War and a general in the American Revolutionary War. The county was created in 1821 and organized in April 1822.

50
Prepper Suitability
worsebetter
National rank: #1549 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and moderate climate, with an annual mean temperature of 51.8°F and an average of 44.8 inches of rainfall. The growing season aligns with USDA zone 7b, providing opportunities for a variety of crops. With 72% of the population living in rural settings, the county has ample space for self-sufficient living, though the terrain may vary in terms of accessibility and agricultural potential.

Natural hazards are a notable concern, with strong winds, landslides, and winter weather ranking among the top risks according to FEMA data. The county's population density is moderate at 77.6 people per square mile, which may influence community interactions and access to resources. Despite a relatively low median home price of $175,600, potential residents should consider the risks associated with severe weather events and the general cost of living.

This area may suit individuals or families seeking a rural lifestyle with moderate climate conditions. Those with experience in farming or self-sufficiency will likely thrive here. However, individuals unprepared for the potential natural hazards or those seeking urban amenities may find this county less appealing. The hidden gem is the relatively low property tax rate of 0.52%, which could benefit long-term residents looking to establish a homestead.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,703 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#61 of 92 in IN
Ranked #61 of 92 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 79/100 here — the leading natural threat.
Rural-suburban mix
77.6 people per square mile.
Climate profile
Classified as humid with a 51.8°F annual mean and 44.8" of annual precipitation. USDA hardiness zone 7b.
Housing & taxes
Median home value $175,600.

Score Breakdown

Violence
44
percentile (lower = safer)
Disasters
43
percentile (lower = safer)
Density
65
percentile (lower = emptier)
Overall FEMA Risk
42.8
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 62
Drought 65
Earthquake 69
Hail 69
Hurricane 20
Heat Wave 52
Riverine Flood 48
Ice Storm 52
Landslide 79
Lightning 31
Strong Wind 79
Tornado 63
Wildfire 10
Winter Weather 74

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
83.9°F
Winter low
19.1°F
Heating degree days
5,632
Cooling degree days
874

Housing & Economy

Median home value
$175,600
Median HH income
$70,609
Price to income
2.5×
Property tax rate
0.52%
~$921/yr median

Community Profile

Median age
38.4
Homeownership
73.9%
Poverty rate
8.9%
Unemployment
2.8%

Connectivity

Broadband households
66.8%
No internet access
13%

Explore Putnam County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.