Hunt & Live

Bell County, KY

23,568 residents · 359 sq mi · 65.6/sq mi · 59% rural

Climate
55.1°F
53.5" rain/yr
Water
humid
Aridity index 2.09
Hardiness
Zone 8b
Winter low ~15.1°F

About Bell County

Bell County is a county located in the southeast part of the U.S. state of Kentucky. As of the 2020 census, the population was 24,097. Its county seat is Pineville and its largest city is Middlesboro. The county was formed in 1867, during the Reconstruction era from parts of Knox and Harlan counties and augmented from Knox County in 1872. The county is named for Joshua Fry Bell, a U.S. Representative. It was originally called "Josh Bell County", but on January 31, 1873, the Kentucky legislature shortened the name to "Bell".

36
Prepper Suitability
worsebetter
National rank: #2410 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and natural resources, with 59% of the population classified as rural. The climate is characterized by an annual mean temperature of 55.1°F and an average rainfall of 53.5 inches, supporting a growing season suitable for a variety of crops. The USDA hardiness zone 8b indicates potential for diverse gardening, though terrain may vary. Access to water is generally good due to the humid classification, but the risk of landslides and flooding should be taken into account.

The county faces several natural hazards that could impact self-sufficient living, notably landslides (FEMA rank 89) and riverine flooding (rank 82). The area also experiences cold waves and winter weather, which can affect agricultural activities. While the population density is relatively low at 65.6 people per square mile, the violence percentile at 63 indicates a moderate level of concern regarding safety. Economic factors include a median household income of $33,658 and a low median home price of $76,700, but the cost of living may still pose challenges.

This area may suit individuals seeking a rural lifestyle with a focus on agriculture and self-sufficiency, particularly those comfortable with the risks of natural hazards. However, those who prioritize safety and a more stable economic environment might find the county less appealing. A significant dealbreaker for some could be the potential for landslides and flooding, while a hidden gem might be the affordability of housing, allowing for investment in land and self-sustaining projects.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,379 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#92 of 120 in KY
Ranked #92 of 120 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 89/100 here — the leading natural threat.
Rural-suburban mix
65.6 people per square mile.
Climate profile
Classified as humid with a 55.1°F annual mean and 53.5" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $76,700.

Score Breakdown

Violence
63
percentile (lower = safer)
Disasters
68
percentile (lower = safer)
Density
61
percentile (lower = emptier)
Overall FEMA Risk
68
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 70
Cold Wave 73
Drought 17
Earthquake 59
Hail 52
Hurricane 35
Heat Wave 43
Riverine Flood 82
Ice Storm 23
Landslide 89
Lightning 21
Strong Wind 47
Tornado 42
Wildfire 73
Winter Weather 71

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
84.3°F
Winter low
25.1°F
Heating degree days
4,529
Cooling degree days
933

Housing & Economy

Median home value
$76,700
Median HH income
$33,658
Price to income
2.3×
Property tax rate
0.77%
~$594/yr median

Community Profile

Median age
41.5
Homeownership
63.1%
Poverty rate
26.3%
Unemployment
10%

Connectivity

Broadband households
58.9%
No internet access
23.4%

Explore Bell County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.