Hunt & Live

Carroll County, KY

10,938 residents · 129 sq mi · 85.0/sq mi · 49% rural

Climate
55.4°F
48.4" rain/yr
Water
humid
Aridity index 1.84
Hardiness
Zone 8a
Winter low ~14°F

About Carroll County

Carroll County is a county located in the northern part of the U.S. state of Kentucky. Its county seat is Carrollton. The county was formed in 1838 and named for Charles Carroll of Carrollton, the last living signer of the Declaration of Independence. It is located at the confluence of the Kentucky and Ohio Rivers.

49
Prepper Suitability
worsebetter
National rank: #1594 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and suburban living, with a population density of 85.0 people per square mile. The climate is characterized by a mild annual mean temperature of 55.4°F and ample rainfall at 48.4 inches per year, supporting a growing season suitable for many crops. The USDA zone 8a indicates that gardeners can cultivate a variety of fruits and vegetables. However, the region's vulnerability to tornadoes and strong winds may pose challenges for building resilient structures.

Natural hazards are a significant consideration, with tornado risk ranked at 58 and strong winds at 56. The area also faces riverine flooding (rank 42) and ice storms (rank 41), which could disrupt homesteading activities. While the violence percentile is relatively high at 69, indicating some safety concerns, the disaster percentile is lower at 23, suggesting fewer overall risks. The median home price of $128,100 is affordable, but the 48% broadband subscription rate may limit access to online resources for remote work or learning.

Carroll County may appeal to those seeking a rural lifestyle with a manageable cost of living, particularly individuals comfortable with the risks of severe weather. It is a suitable location for those who can adapt to the challenges of natural hazards and prioritize self-sufficiency. However, it may not be ideal for individuals seeking a completely risk-free environment or those reliant on high-speed internet for their livelihoods, as connectivity is limited in this area.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,772 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#61 of 120 in KY
Ranked #61 of 120 counties statewide for prepper suitability.
Dominant hazard: tornado
FEMA ranks tornado risk at 58/100 here — the leading natural threat.
Rural-suburban mix
85.0 people per square mile.
Climate profile
Classified as humid with a 55.4°F annual mean and 48.4" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $128,100.

Score Breakdown

Violence
63
percentile (lower = safer)
Disasters
23
percentile (lower = safer)
Density
68
percentile (lower = emptier)
Overall FEMA Risk
23.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 24
Drought 18
Earthquake 35
Hail 11
Hurricane 13
Heat Wave 23
Riverine Flood 42
Ice Storm 41
Landslide 37
Lightning 27
Strong Wind 56
Tornado 58
Wildfire 3
Winter Weather 15

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.6°F
Winter low
24°F
Heating degree days
4,655
Cooling degree days
1,186

Housing & Economy

Median home value
$128,100
Median HH income
$50,625
Price to income
2.5×
Property tax rate
0.74%
~$954/yr median

Community Profile

Median age
38.5
Homeownership
67.9%
Poverty rate
20.3%
Unemployment
6.7%

Connectivity

Broadband households
47.5%
No internet access
22.2%

Explore Carroll County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.