Hunt & Live

Franklin County, KY

51,607 residents · 208 sq mi · 248.2/sq mi · 27% rural

Climate
55.6°F
49.6" rain/yr
Water
humid
Aridity index 1.88
Hardiness
Zone 8a
Winter low ~14.5°F

About Franklin County

Franklin County is a county located in the U.S. state of Kentucky. As of the 2020 census, the population was 51,541, making it the second-least populous capital county in the United States after Hughes County, South Dakota. Its county seat and most populous city is Frankfort, the state capital. The county was formed in 1795 from parts of Woodford, Mercer and Shelby counties, and was named after the American inventor and statesman Benjamin Franklin.

Franklin County is part of the Frankfort, Kentucky Micropolitan Statistical Area. It shares a name with Franklin County in Ohio, where Columbus is located. This makes it one of two pairs of capital cities in counties of the same name, along with Marion Counties in Oregon and Indiana.

29
Prepper Suitability
worsebetter
National rank: #2707 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of urban and rural settings, with a population density of 248.2 people per square mile, indicating a relatively populated environment. The climate is characterized by an annual mean temperature of 55.6°F and 49.6 inches of rainfall, supporting a growing season suitable for various crops in USDA zone 8a. The humid climate and ample rainfall can be advantageous for self-sufficient living, though the presence of strong winds and tornado risks should be considered when planning for shelter and crops.

The county faces several natural hazards, with strong winds ranked at FEMA level 93 and tornado risks at level 85, making severe weather a significant concern. Additionally, riverine flooding (FEMA rank 71) may impact areas near water bodies. The population density percentile of 84 suggests a busier environment, which could affect the sense of remoteness some homesteaders seek. Housing is relatively affordable with a median home price of $184,000, but the effective property tax rate of 0.87% may add to ongoing costs.

This county may appeal to individuals looking for a blend of community and rural living, particularly those who can manage the risks associated with severe weather. Those who thrive here are likely adaptable and willing to engage with a more populated area while still pursuing self-sufficiency. However, potential homesteaders seeking isolation or minimal interaction with urban dynamics may find the higher density and associated risks a dealbreaker.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,440 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#96 of 120 in KY
Ranked #96 of 120 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 93/100 here — the leading natural threat.
Urban: 248/sqmi
Densely populated at 248 people per square mile.
Climate profile
Classified as humid with a 55.6°F annual mean and 49.6" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $184,000.

Score Breakdown

Violence
65
percentile (lower = safer)
Disasters
64
percentile (lower = safer)
Density
84
percentile (lower = emptier)
Overall FEMA Risk
64.5
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 52
Drought 19
Earthquake 63
Hail 40
Hurricane 28
Heat Wave 40
Riverine Flood 71
Ice Storm 68
Landslide 41
Lightning 65
Strong Wind 93
Tornado 85
Wildfire 15
Winter Weather 67

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.8°F
Winter low
24.5°F
Heating degree days
4,590
Cooling degree days
1,189

Housing & Economy

Median home value
$184,000
Median HH income
$62,929
Price to income
2.9×
Property tax rate
0.87%
~$1,605/yr median

Community Profile

Median age
40
Homeownership
63.3%
Poverty rate
13.3%
Unemployment
4.7%

Connectivity

Broadband households
61.2%
No internet access
9.5%

Explore Franklin County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.