Hunt & Live

Madison County, KY

95,187 residents · 438 sq mi · 217.4/sq mi · 36% rural

Climate
55.9°F
49.6" rain/yr
Water
humid
Aridity index 1.87
Hardiness
Zone 8b
Winter low ~15.2°F

About Madison County

Madison County is a county located in the central part of the U.S. state of Kentucky. At the 2020 census, its population was 92,701. Its county seat is Richmond. The county is named for Virginia statesman James Madison, who later became the fourth President of the United States.

40
Prepper Suitability
worsebetter
National rank: #2185 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and suburban landscapes, with a population density of 217.4 people per square mile. The climate is generally mild, with an annual mean temperature of 55.9°F and about 49.6 inches of rainfall per year, suitable for a variety of crops in USDA zone 8b. The growing season is relatively long, allowing for diverse agricultural opportunities, although the humidity may pose challenges for certain crops and livestock management.

The county faces several natural hazards, including a high risk for lightning (94) and strong winds (89), as well as significant winter weather (86) and tornado risks (85). With a disaster percentile of 75, this area may experience more frequent weather-related disruptions. The population density percentile at 83 suggests a relatively crowded environment, which may not suit those seeking isolation. Housing costs are moderate, with a median home price of $200,600, but the effective property tax rate is low at 0.78%.

This location may be a good fit for those who appreciate a rural lifestyle with access to suburban amenities and moderate climate conditions. Gardeners and small-scale farmers could thrive here, but those seeking extreme remoteness or the avoidance of natural hazards may find it less appealing. The combination of a higher disaster percentile and population density could be dealbreakers for some preppers looking for an ideal bug-out location.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,196 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#83 of 120 in KY
Ranked #83 of 120 counties statewide for prepper suitability.
Dominant hazard: lightning
FEMA ranks lightning risk at 94/100 here — the leading natural threat.
Urban: 217/sqmi
Densely populated at 217 people per square mile.
Climate profile
Classified as humid with a 55.9°F annual mean and 49.6" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $200,600.

Score Breakdown

Violence
22
percentile (lower = safer)
Disasters
75
percentile (lower = safer)
Density
83
percentile (lower = emptier)
Overall FEMA Risk
74.8
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 25
Cold Wave 84
Drought 21
Earthquake 77
Hail 83
Hurricane 51
Heat Wave 61
Riverine Flood 76
Ice Storm 73
Landslide 48
Lightning 94
Strong Wind 89
Tornado 85
Wildfire 52
Winter Weather 86

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.4°F
Winter low
25.2°F
Heating degree days
4,468
Cooling degree days
1,174

Housing & Economy

Median home value
$200,600
Median HH income
$59,797
Price to income
3.4×
Property tax rate
0.78%
~$1,567/yr median

Community Profile

Median age
34.4
Homeownership
61.3%
Poverty rate
16.1%
Unemployment
5.4%

Connectivity

Broadband households
69.1%
No internet access
8.8%

Explore Madison County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.