Hunt & Live

McCreary County, KY

16,701 residents · 427 sq mi · 39.1/sq mi · 100% rural

Climate
55.8°F
54.1" rain/yr
Water
humid
Aridity index 2.06
Hardiness
Zone 8b
Winter low ~15.9°F

About McCreary County

McCreary County is a county located in the U.S. state of Kentucky. As of the 2020 census, the population was 16,888. Its county seat is Whitley City. The county is named for James B. McCreary, a Confederate war soldier and two-time Governor of Kentucky. During his second term as governor, McCreary County was created by the Legislature and was named in his honor.

55
Prepper Suitability
worsebetter
National rank: #1156 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a rural experience with a low population density of 39.1 people per square mile, making it suitable for those seeking solitude. The climate features an annual mean temperature of 55.8°F and receives 54.1 inches of rain per year, supporting diverse agricultural activities. With a USDA plant hardiness zone of 8b, the growing season is favorable for various crops, but the terrain may present challenges due to the risk of landslides, ranking 91 in FEMA hazards.

Natural hazards pose significant risks, including a high likelihood of landslides and winter weather events, which rank 91 and 78 respectively on the FEMA scale. The area's median home price is relatively low at $85,300, but the median household income of $35,000 may limit financial flexibility for new residents. The violence percentile is at 61, indicating moderate concerns regarding safety, which could impact some individuals' comfort levels when considering relocation.

This county is a good fit for those who appreciate a quiet, rural lifestyle and are willing to navigate the challenges of natural hazards. It may appeal to self-sufficient homesteaders who can manage the risks and make use of the fertile growing conditions. However, individuals seeking urban amenities or those with a low tolerance for potential hazards may find this area less suitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,171 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#23 of 120 in KY
Ranked #23 of 120 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 91/100 here — the leading natural threat.
Rural-suburban mix
39.1 people per square mile.
Climate profile
Classified as humid with a 55.8°F annual mean and 54.1" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $85,300.

Score Breakdown

Violence
63
percentile (lower = safer)
Disasters
25
percentile (lower = safer)
Density
46
percentile (lower = emptier)
Overall FEMA Risk
25.3
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 34
Cold Wave 67
Drought 17
Earthquake 60
Hail 54
Hurricane 49
Heat Wave 44
Riverine Flood 24
Ice Storm 30
Landslide 91
Lightning 56
Strong Wind 59
Tornado 48
Wildfire 74
Winter Weather 78

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
85.2°F
Winter low
25.9°F
Heating degree days
4,365
Cooling degree days
1,055

Housing & Economy

Median home value
$85,300
Median HH income
$35,000
Price to income
2.4×
Property tax rate
0.68%
~$583/yr median

Community Profile

Median age
39.2
Homeownership
70%
Poverty rate
33.7%
Unemployment
5.6%

Connectivity

Broadband households
65%
No internet access
23.3%

Explore McCreary County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.