Hunt & Live

Charles County, MD

170,102 residents · 458 sq mi · 371.5/sq mi · 28% rural

Climate
57.4°F
43.9" rain/yr
Water
humid
Aridity index 1.58
Hardiness
Zone 8b
Winter low ~16.9°F

About Charles County

Charles County is a county located in the U.S. state of Maryland. As of the 2020 United States census, the population was 166,617. The county seat is La Plata. The county was named for Charles Calvert (1637–1715), third Baron Baltimore. The county is part of the Southern Maryland region of the state. With a median household income of $103,678, Charles County is the 39th-wealthiest county in the United States as of 2020, and the highest-income county in the United States with a Black-majority population.

32
Prepper Suitability
worsebetter
National rank: #2625 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of suburban and rural characteristics, with a population density of 371.5 people per square mile. The climate is humid, with an annual mean temperature of 57.4°F and about 43.9 inches of rainfall per year. The USDA zone 8b indicates a growing season that supports a variety of crops, making it suitable for self-sufficient living. However, the relatively high density may limit the degree of privacy and remoteness sought by some homesteaders.

The county faces several natural hazards, including a notable risk for heat waves (FEMA rank 79) and hurricanes (rank 78). Additionally, strong winds (rank 77) and lightning (rank 74) pose further risks. With a violence percentile of 35, this area is statistically safer than many others, but the higher population density (89 percentile) could lead to potential social tensions. The median home price of $382,800 may also present a barrier for those looking to establish a homestead on a budget.

This area may be a good fit for individuals or families seeking a blend of rural living with access to suburban amenities and a strong local economy, evidenced by a median household income of $116,882. Those who thrive here will likely appreciate the community resources and infrastructure available. However, individuals looking for extreme remoteness or lower costs of living may find the county's density and housing prices to be significant drawbacks.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,920 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#14 of 24 in MD
Ranked #14 of 24 counties statewide for prepper suitability.
Dominant hazard: heat wave
FEMA ranks heat wave risk at 79/100 here — the leading natural threat.
Urban: 372/sqmi
Densely populated at 372 people per square mile.
Climate profile
Classified as humid with a 57.4°F annual mean and 43.9" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $382,800.

Score Breakdown

Violence
72
percentile (lower = safer)
Disasters
44
percentile (lower = safer)
Density
89
percentile (lower = emptier)
Overall FEMA Risk
44.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 52
Cold Wave 18
Drought 72
Earthquake 68
Hail 43
Hurricane 78
Heat Wave 79
Riverine Flood 51
Ice Storm 39
Landslide 61
Lightning 74
Strong Wind 77
Tornado 29
Wildfire 19
Winter Weather 71

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.2°F
Winter low
26.9°F
Heating degree days
4,094
Cooling degree days
1,335

Housing & Economy

Median home value
$382,800
Median HH income
$116,882
Price to income
3.3×
Property tax rate
1.06%
~$4,071/yr median

Community Profile

Median age
38.8
Homeownership
79.8%
Poverty rate
5.9%
Unemployment
4.8%

Connectivity

Broadband households
81.2%
No internet access
7%

Explore Charles County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.