Hunt & Live

Frederick County, MD

287,079 residents · 661 sq mi · 434.6/sq mi · 28% rural

Climate
54°F
44.6" rain/yr
Water
humid
Aridity index 1.78
Hardiness
Zone 8a
Winter low ~13.5°F

About Frederick County

Frederick County is located in Maryland, United States. As of the 2020 U.S. census, the population was 271,717. The county seat is Frederick. The county is part of the Capital region of the state.

43
Prepper Suitability
worsebetter
National rank: #1982 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of suburban and rural environments, with a population density of 434.6 people per square mile. The climate is classified as humid, with an annual mean temperature of 54.0°F and 44.6 inches of rainfall per year, supporting a growing season suitable for a variety of crops. However, the USDA zone 8a indicates that gardeners should be prepared for potential heat waves, as summer highs can reach 86.2°F.

The county faces several natural hazards, particularly winter weather (FEMA rank 91), which could impact self-sufficiency efforts. Additionally, the area is susceptible to heat waves (rank 85) and riverine flooding (rank 82), which could disrupt homesteading activities. The median home price is $412,500, which may be a barrier for new residents looking for affordable land. Despite a low violence percentile of 4/100, the higher disaster percentile (74/100) suggests potential challenges for long-term stability.

This area may suit individuals or families looking for a balance of rural living with access to urban amenities, particularly those with financial resources to manage higher housing costs. However, those seeking complete isolation or lower living expenses might find it less appealing. The trade-offs of natural hazards and property costs could be dealbreakers for some, while the community infrastructure and broadband access may be appealing to others planning for a semi-self-sufficient lifestyle.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,939 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#15 of 24 in MD
Ranked #15 of 24 counties statewide for prepper suitability.
Dominant hazard: winter weather
FEMA ranks winter weather risk at 91/100 here — the leading natural threat.
Urban: 435/sqmi
Densely populated at 435 people per square mile.
Climate profile
Classified as humid with a 54.0°F annual mean and 44.6" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $412,500.

Score Breakdown

Violence
6
percentile (lower = safer)
Disasters
74
percentile (lower = safer)
Density
90
percentile (lower = emptier)
Overall FEMA Risk
74.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 22
Cold Wave 32
Drought 72
Earthquake 75
Hail 75
Hurricane 79
Heat Wave 85
Riverine Flood 82
Ice Storm 54
Landslide 67
Lightning 82
Strong Wind 80
Tornado 67
Wildfire 28
Winter Weather 91

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.2°F
Winter low
23.5°F
Heating degree days
4,938
Cooling degree days
952

Housing & Economy

Median home value
$412,500
Median HH income
$115,724
Price to income
3.6×
Property tax rate
1.03%
~$4,253/yr median

Community Profile

Median age
38.9
Homeownership
76.4%
Poverty rate
6.2%
Unemployment
3.7%

Connectivity

Broadband households
79.7%
No internet access
6.9%

Explore Frederick County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.