Hunt & Live

Chippewa County, MN

12,284 residents · 581 sq mi · 21.1/sq mi · 57% rural

Climate
44.3°F
28" rain/yr
Water
humid
Aridity index 1.36
Hardiness
Zone 6a
Winter low ~-6.1°F

About Chippewa County

Chippewa County is a county in the U.S. state of Minnesota. As of the 2020 census, the population was 12,598. Its county seat is Montevideo. The county was formed in 1862, and was organized in 1868.

74
Prepper Suitability
worsebetter
National rank: #370 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area presents a blend of rural charm and a humid continental climate. With an annual mean temperature of 44.3°F and an average of 28 inches of precipitation, residents can expect a growing season conducive to various crops, particularly in USDA zone 6a. The terrain is largely rural, with 57% of the population living outside urban centers, offering ample space for self-sufficient living. However, winter temperatures can drop to an average low of 3.9°F, which may challenge year-round gardening and livestock management.

The county faces notable natural hazards, particularly winter weather, which ranks at a FEMA risk score of 74. Other concerns include heat waves and cold waves, both of which could impact agricultural activities. The area has a relatively low violence percentile of 14, indicating a safer environment, but the overall disaster percentile is at 37, suggesting some vulnerabilities. Additionally, while the median home price is affordable at $138,900, potential homesteaders should consider the implications of property taxes at an effective rate of 1.01% and the limited broadband coverage at 67%.

This county may be a good fit for those who appreciate a rural lifestyle and can adapt to cold winters, such as experienced homesteaders or those seeking a quiet retreat. However, individuals looking for year-round farming without the challenges of extreme weather may find it difficult. The hidden gem here is the affordability of housing, while the dealbreaker could be the harsh winter conditions that may deter less resilient newcomers to self-sufficient living.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 10% nationally
National prepper rank: #310 of 3,109.
#29 of 87 in MN
Ranked #29 of 87 counties statewide for prepper suitability.
Dominant hazard: winter weather
FEMA ranks winter weather risk at 74/100 here — the leading natural threat.
Sparse population
21.1 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 44.3°F annual mean and 28.0" of annual precipitation. USDA hardiness zone 6a.
Housing & taxes
Median home value $138,900.

Score Breakdown

Violence
11
percentile (lower = safer)
Disasters
37
percentile (lower = safer)
Density
30
percentile (lower = emptier)
Overall FEMA Risk
37
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 69
Drought 62
Earthquake 10
Hail 66
Heat Wave 71
Riverine Flood 46
Ice Storm 49
Landslide 42
Lightning 14
Strong Wind 53
Tornado 43
Wildfire 35
Winter Weather 74

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
82.8°F
Winter low
3.9°F
Heating degree days
8,135
Cooling degree days
637

Housing & Economy

Median home value
$138,900
Median HH income
$62,112
Price to income
2.2×
Property tax rate
1.01%
~$1,403/yr median

Community Profile

Median age
41.8
Homeownership
70.8%
Poverty rate
11.2%
Unemployment
5.2%

Connectivity

Broadband households
67.2%
No internet access
12.6%

Explore Chippewa County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.