Hunt & Live

Cottonwood County, MN

11,356 residents · 640 sq mi · 17.7/sq mi · 100% rural

Climate
44.8°F
30.9" rain/yr
Water
humid
Aridity index 1.5
Hardiness
Zone 6b
Winter low ~-3.9°F

About Cottonwood County

Cottonwood County is a county in the U.S. state of Minnesota. As of the 2020 census, the population was 11,517. Its county seat is Windom.

78
Prepper Suitability
worsebetter
National rank: #255 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural experience, with a low population density of 17.7 people per square mile, which allows for ample space and privacy. The climate features an annual mean temperature of 44.8°F, with summer highs reaching 82.1°F and winter lows dropping to 6.1°F. The growing season is supported by a USDA zone of 6b, making it suitable for a variety of crops, while the average annual rainfall of 30.9 inches provides adequate water for self-sufficient living, although careful management is necessary given the area's humid classification.

Natural hazards pose some risks, with winter weather ranked high at FEMA 78 and hail at 75, indicating that residents should prepare for severe winter conditions. The area also faces risks from cold waves (FEMA 71) and drought (FEMA 66), which could impact agricultural efforts. The violence percentile of 14 suggests a relatively safe environment, but potential homesteaders should consider the implications of living in a rural area, including limited access to services and amenities. The median home price of $141,600 is reasonable, but property taxes at 1.12% could add to overall living costs.

This county may be a good fit for individuals or families seeking a quiet, rural lifestyle with a focus on self-sufficiency and agriculture. Those comfortable with cold winters and willing to invest in preparations for harsh weather will likely thrive here. However, it may not suit individuals seeking urban conveniences or those unprepared for the challenges of rural living, such as limited broadband access, with only 64% of households subscribed, which could hinder connectivity for remote work or communication.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 6% nationally
National prepper rank: #191 of 3,109.
#24 of 87 in MN
Ranked #24 of 87 counties statewide for prepper suitability.
Dominant hazard: winter weather
FEMA ranks winter weather risk at 78/100 here — the leading natural threat.
Sparse population
17.7 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 44.8°F annual mean and 30.9" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $141,600.

Score Breakdown

Violence
11
percentile (lower = safer)
Disasters
28
percentile (lower = safer)
Density
26
percentile (lower = emptier)
Overall FEMA Risk
27.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 71
Drought 66
Earthquake 10
Hail 75
Heat Wave 47
Riverine Flood 31
Ice Storm 54
Landslide 37
Lightning 9
Strong Wind 54
Tornado 43
Wildfire 33
Winter Weather 78

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
82.1°F
Winter low
6.1°F
Heating degree days
7,964
Cooling degree days
634

Housing & Economy

Median home value
$141,600
Median HH income
$63,586
Price to income
2.2×
Property tax rate
1.12%
~$1,586/yr median

Community Profile

Median age
41.4
Homeownership
76.7%
Poverty rate
12.9%
Unemployment
3.9%

Connectivity

Broadband households
63.9%
No internet access
13.7%

Explore Cottonwood County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.