Hunt & Live

Otter Tail County, MN

60,519 residents · 1,972 sq mi · 30.7/sq mi · 78% rural

Climate
41.3°F
26.7" rain/yr
Water
humid
Aridity index 1.4
Hardiness
Zone 5b
Winter low ~-10.4°F

About Otter Tail County

Otter Tail County is a county in the U.S. state of Minnesota. As of the 2020 census, the population was 60,081, and it was estimated at 60,884 in 2024. The county seat and the largest city is Fergus Falls.

57
Prepper Suitability
worsebetter
National rank: #1071 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural landscapes and small towns, with a population density of 30.7 people per square mile. The climate is characterized by an annual mean temperature of 41.3°F, with warm summers peaking at 79.7°F and harsh winters dipping to -0.4°F. The growing season aligns with USDA zone 5b, allowing for a variety of crops. The region receives 26.7 inches of rainfall annually, providing sufficient water for self-sufficient living, although winter weather can pose challenges.

Natural hazards are notable, with winter weather ranked 98 and cold waves ranked 91 on the FEMA scale. Strong winds, tornadoes, and riverine flooding also present risks, with respective ranks of 87, 84, and 83. The area has a lower violence percentile of 34, indicating a relatively safer environment, but the population density percentile at 39 suggests some urban influences. Housing costs are moderate, with a median home price of $234,200 and an effective property tax rate of 0.80%.

This county may appeal to individuals or families seeking a rural lifestyle with access to essential amenities and a strong community. Those comfortable with cold winters and willing to invest in winter preparedness could thrive here. However, individuals looking for a milder climate or those sensitive to natural hazards might find this area less suitable. The hidden gem is the availability of land for homesteading, while the dealbreaker could be the severe winter conditions that necessitate substantial preparation.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,588 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#74 of 87 in MN
Ranked #74 of 87 counties statewide for prepper suitability.
Dominant hazard: winter weather
FEMA ranks winter weather risk at 98/100 here — the leading natural threat.
Rural-suburban mix
30.7 people per square mile.
Climate profile
Classified as humid with a 41.3°F annual mean and 26.7" of annual precipitation. USDA hardiness zone 5b.
Housing & taxes
Median home value $234,200.

Score Breakdown

Violence
11
percentile (lower = safer)
Disasters
79
percentile (lower = safer)
Density
39
percentile (lower = emptier)
Overall FEMA Risk
79.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 91
Drought 53
Earthquake 19
Hail 81
Heat Wave 42
Riverine Flood 83
Ice Storm 40
Landslide 82
Lightning 49
Strong Wind 87
Tornado 84
Wildfire 79
Winter Weather 98

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
79.7°F
Winter low
-0.4°F
Heating degree days
9,034
Cooling degree days
438

Housing & Economy

Median home value
$234,200
Median HH income
$67,990
Price to income
3.4×
Property tax rate
0.8%
~$1,875/yr median

Community Profile

Median age
46.1
Homeownership
80.1%
Poverty rate
8.7%
Unemployment
5.3%

Connectivity

Broadband households
65.2%
No internet access
12.8%

Explore Otter Tail County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.