Hunt & Live

Howard County, MO

10,168 residents · 464 sq mi · 21.9/sq mi · 100% rural

Climate
54.6°F
41.3" rain/yr
Water
humid
Aridity index 1.58
Hardiness
Zone 8a
Winter low ~10.2°F

About Howard County

Howard County is located in the U.S. state of Missouri, with its southern border formed by the Missouri River. As of the 2020 census, the population was 10,151. Its county seat is Fayette. Settled originally by migrants from the Upper South, it is part of the region historically known as Little Dixie. It is part of the Columbia, Missouri, metropolitan area.

60
Prepper Suitability
worsebetter
National rank: #921 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Howard County features a predominantly rural landscape, characterized by a population density of 21.9 people per square mile. The climate is classified as humid, with an annual mean temperature of 54.6°F and an average annual rainfall of 41.3 inches. The growing season is suitable for various crops, supported by USDA zone 8a. However, the area may face challenges such as heat waves and droughts, which could affect self-sufficiency in food production.

Natural hazards in the county include landslides, heat waves, and tornadoes, with FEMA rankings indicating a higher risk for these events. While the violence percentile is low (98/100), suggesting a safer environment, the county's economy shows a median home price of $140,900, which may be a barrier for some. Additionally, only 58% of households have broadband access, which could limit connectivity and access to information.

This county may be a good fit for individuals or families seeking a rural lifestyle with a focus on agriculture and self-sufficiency, particularly those comfortable with potential natural hazards. However, those reliant on high-speed internet or urban amenities may find it challenging. The hidden gem for homesteaders could be the affordable housing market, while the dealbreaker might be the vulnerability to heat waves and droughts, impacting long-term sustainability.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,376 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#48 of 115 in MO
Ranked #48 of 115 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 84/100 here — the leading natural threat.
Sparse population
21.9 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 54.6°F annual mean and 41.3" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $140,900.

Score Breakdown

Violence
77
percentile (lower = safer)
Disasters
14
percentile (lower = safer)
Density
31
percentile (lower = emptier)
Overall FEMA Risk
13.8
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 36
Drought 56
Earthquake 41
Hail 14
Hurricane 10
Heat Wave 62
Riverine Flood 23
Ice Storm 34
Landslide 85
Lightning 24
Strong Wind 16
Tornado 45
Wildfire 32
Winter Weather 29

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87.7°F
Winter low
20.2°F
Heating degree days
5,061
Cooling degree days
1,301

Housing & Economy

Median home value
$140,900
Median HH income
$59,023
Price to income
2.4×
Property tax rate
0.81%
~$1,144/yr median

Community Profile

Median age
38.3
Homeownership
81.7%
Poverty rate
12.8%
Unemployment
4.5%

Connectivity

Broadband households
58.4%
No internet access
13.5%

Explore Howard County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.