Hunt & Live

Phelps County, MO

45,313 residents · 672 sq mi · 67.5/sq mi · 54% rural

Climate
55.8°F
44.2" rain/yr
Water
humid
Aridity index 1.66
Hardiness
Zone 8a
Winter low ~12.5°F

About Phelps County

Phelps County is a county in the central portion of the U.S. state of Missouri. As of the 2020 United States census, its population was 44,638. The largest city and county seat is Rolla. The county was organized on November 13, 1857, and was named for U.S. Representative and Governor of Missouri John Smith Phelps.

50
Prepper Suitability
worsebetter
National rank: #1545 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and suburban environments, with a population density of 67.5 people per square mile. The climate is characterized by an annual mean temperature of 55.8°F and 44.2 inches of rainfall per year, supporting a growing season suitable for various crops. USDA zone 8a indicates potential for diverse gardening, though the region experiences summer highs of 88.6°F and winter lows of 22.5°F, which may require careful planning for seasonal changes.

Natural hazards in the county include a high risk of heat waves (FEMA rank 90) and ice storms (rank 87), as well as significant risks from earthquakes (rank 80) and winter weather (rank 77). With a median home price of $174,100 and a median household income of $53,242, the cost of living is moderate. While the violence percentile is at 47/100, indicating a relatively safer environment, the area's overall disaster percentile of 54/100 suggests some vulnerability to natural events.

This county may be well-suited for individuals or families seeking a blend of rural living with access to urban amenities in Rolla. Those who thrive here will likely appreciate the lower property tax rate of 0.68% and the potential for self-sufficient living through gardening and livestock. However, prospective residents should be cautious of the area's natural hazards, particularly if they lack experience dealing with extreme weather events, which could be a dealbreaker for some homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,811 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#69 of 115 in MO
Ranked #69 of 115 counties statewide for prepper suitability.
Dominant hazard: heat wave
FEMA ranks heat wave risk at 90/100 here — the leading natural threat.
Rural-suburban mix
67.5 people per square mile.
Climate profile
Classified as humid with a 55.8°F annual mean and 44.2" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $174,100.

Score Breakdown

Violence
36
percentile (lower = safer)
Disasters
54
percentile (lower = safer)
Density
62
percentile (lower = emptier)
Overall FEMA Risk
53.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 78
Drought 30
Earthquake 80
Hail 34
Hurricane 26
Heat Wave 90
Riverine Flood 52
Ice Storm 87
Landslide 69
Lightning 60
Strong Wind 59
Tornado 39
Wildfire 58
Winter Weather 77

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.6°F
Winter low
22.5°F
Heating degree days
4,597
Cooling degree days
1,281

Housing & Economy

Median home value
$174,100
Median HH income
$53,242
Price to income
3.3×
Property tax rate
0.68%
~$1,191/yr median

Community Profile

Median age
36
Homeownership
60.1%
Poverty rate
17.7%
Unemployment
4.2%

Connectivity

Broadband households
67.1%
No internet access
9.5%

Explore Phelps County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.