Hunt & Live

Carter County, MT

1,382 residents · 3,341 sq mi · 0.4/sq mi · 100% rural

Climate
44.2°F
16.1" rain/yr
Water
dry sub-humid
Aridity index 0.84
Hardiness
Zone 6b
Winter low ~-1.1°F

About Carter County

Carter County is a county located in the U.S. state of Montana. As of the 2020 census, the population was 1,415, making it the seventh-least populous county in Montana. The county seat is Ekalaka.

77
Prepper Suitability
worsebetter
National rank: #302 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural experience with a population density of just 0.4 people per square mile, making it ideal for those seeking remoteness. The climate features an annual mean temperature of 44.2°F, with summer highs reaching 85.7°F and winter lows of 8.9°F. The growing season aligns with USDA zone 6b, providing opportunities for diverse crop cultivation, although the dry sub-humid classification indicates potential water limitations with only 16.1 inches of rain per year.

Carter County presents several risks for potential residents. The region has notable wildfire risks, ranked at 74 by FEMA, as well as winter weather hazards (ranked 45) and cold wave risks (ranked 39). While the violence percentile is relatively low at 92, indicating a safer environment, the remoteness may pose challenges for accessing amenities and services. The median home price of $140,900 is relatively affordable, but the economic opportunities may be limited, with a median household income of $46,486.

This county may suit individuals or families who prioritize solitude and self-sufficiency, particularly those experienced in rural living. Homesteaders looking for a low-density environment with ample space may thrive here, especially if they can adapt to the water limitations and seasonal weather challenges. However, those who require close proximity to urban amenities or consistent access to broadband (available in only 57% of households) might find this area less appealing.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 16% nationally
National prepper rank: #490 of 3,109.
#3 in MT
Top 5 counties in Montana out of 56.
Dominant hazard: wildfire
FEMA ranks wildfire risk at 74/100 here — the leading natural threat.
Extremely rural
Only 0.4 people per square mile — fewer than 5/sqmi places you in the bottom 5% nationally for density.
Climate profile
Classified as dry sub-humid with a 44.2°F annual mean and 16.1" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $140,900.

Score Breakdown

Violence
68
percentile (lower = safer)
Disasters
2
percentile (lower = safer)
Density
0
percentile (lower = emptier)
Overall FEMA Risk
1.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 0
Cold Wave 39
Drought 19
Earthquake 12
Hail 23
Heat Wave 8
Riverine Flood 4
Ice Storm 6
Landslide 28
Lightning 3
Strong Wind 5
Tornado 8
Wildfire 74
Winter Weather 45

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
85.7°F
Winter low
8.9°F
Heating degree days
8,076
Cooling degree days
532

Housing & Economy

Median home value
$140,900
Median HH income
$46,486
Price to income
Property tax rate
0.63%
~$883/yr median

Community Profile

Median age
56.8
Homeownership
63.5%
Poverty rate
17%
Unemployment
2.4%

Connectivity

Broadband households
57%
No internet access
12.2%

Explore Carter County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.