Hunt & Live

Fergus County, MT

11,663 residents · 4,339 sq mi · 2.7/sq mi · 47% rural

Climate
44.2°F
17" rain/yr
Water
dry sub-humid
Aridity index 0.91
Hardiness
Zone 7a
Winter low ~2.5°F

About Fergus County

Fergus County is a county in the U.S. state of Montana. As of the 2020 census, the population was 11,446. Its county seat is Lewistown. The county was founded in 1885 and named for James Fergus, a Montana politician who was instrumental in creating the county.

60
Prepper Suitability
worsebetter
National rank: #891 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and vast open spaces, with a low population density of 2.7 people per square mile. The climate is characterized by an annual mean temperature of 44.2°F and 17 inches of rainfall, supporting a growing season suitable for various crops in USDA zone 7a. However, the dry sub-humid classification suggests that water management will be crucial for self-sufficient living, especially during drier periods.

Natural hazards in the county include a high risk of cold waves and winter weather, both ranked 92 by FEMA, which could significantly impact daily life and preparedness efforts. The wildfire risk is also notable, with a rank of 80, posing a potential threat during dry seasons. While the area has a relatively low density of population, which may appeal to some, the 85th percentile for violence indicates a need for caution regarding safety and security.

This county may suit individuals or families looking for a remote, rural lifestyle who are prepared for the challenges of cold winters and potential wildfire threats. Those who thrive here will likely be self-sufficient, resourceful, and comfortable with isolation. However, individuals seeking urban amenities, robust infrastructure, or a milder climate might find this location less appealing due to its significant seasonal temperature fluctuations and limited broadband access, with only 62% of households subscribed.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,248 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#33 of 56 in MT
Ranked #33 of 56 counties statewide for prepper suitability.
Dominant hazard: cold wave
FEMA ranks cold wave risk at 92/100 here — the leading natural threat.
Extremely rural
Only 2.7 people per square mile — fewer than 5/sqmi places you in the bottom 5% nationally for density.
Climate profile
Classified as dry sub-humid with a 44.2°F annual mean and 17.0" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $175,800.

Score Breakdown

Violence
68
percentile (lower = safer)
Disasters
45
percentile (lower = safer)
Density
6
percentile (lower = emptier)
Overall FEMA Risk
45.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 25
Cold Wave 92
Drought 32
Earthquake 26
Hail 27
Heat Wave 20
Riverine Flood 37
Ice Storm 11
Landslide 71
Lightning 69
Strong Wind 9
Tornado 16
Wildfire 80
Winter Weather 92

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
82.7°F
Winter low
12.5°F
Heating degree days
7,913
Cooling degree days
354

Housing & Economy

Median home value
$175,800
Median HH income
$58,321
Price to income
Property tax rate
0.87%
~$1,527/yr median

Community Profile

Median age
46.7
Homeownership
67.3%
Poverty rate
14.8%
Unemployment
3%

Connectivity

Broadband households
62.3%
No internet access
9.6%

Explore Fergus County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.