Hunt & Live

Gallatin County, MT

124,857 residents · 2,605 sq mi · 47.9/sq mi · 35% rural

Climate
40°F
24.4" rain/yr
Water
humid
Aridity index 1.51
Hardiness
Zone 7a
Winter low ~2°F

About Gallatin County

Gallatin County is a county located in the U.S. state of Montana. With its county seat in Bozeman, it is the second-most populous county in Montana, with a population of 118,960 in the 2020 census.

55
Prepper Suitability
worsebetter
National rank: #1181 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and accessibility, with a population density of 47.9 people per square mile. The climate features an annual mean temperature of 40.0°F, with summer highs averaging 77.8°F and winter lows dropping to 12.0°F. The growing season is limited by cold winters, but the USDA zone 7a indicates potential for diverse crops. Water availability is adequate, categorized as humid with an aridity index of 1.51, supporting self-sufficient living.

However, this county faces significant natural hazards, ranking particularly high in winter weather (100) and landslides (97). Earthquake risk is also notable at 94, which may concern potential residents. The cost of living is relatively high, with a median home price of $526,700 and a median household income of $83,434, potentially limiting affordability for some. Additionally, the violence percentile at 60 suggests moderate concerns regarding safety in certain areas.

This county may suit those who appreciate a blend of rural and suburban life and can manage the higher cost of living. Individuals with experience in winter preparedness and a tolerance for natural hazards may thrive here. Conversely, those seeking a completely remote or low-cost homesteading experience may find the combination of risks and expenses to be dealbreakers, as well as the limited growing season and high housing costs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,402 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#52 of 56 in MT
Ranked #52 of 56 counties statewide for prepper suitability.
Dominant hazard: winter weather
FEMA ranks winter weather risk at 100/100 here — the leading natural threat.
Rural-suburban mix
47.9 people per square mile.
Climate profile
Classified as humid with a 40.0°F annual mean and 24.4" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $526,700.

Score Breakdown

Violence
2
percentile (lower = safer)
Disasters
81
percentile (lower = safer)
Density
52
percentile (lower = emptier)
Overall FEMA Risk
81
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 97
Cold Wave 94
Drought 37
Earthquake 94
Hail 85
Heat Wave 29
Riverine Flood 64
Ice Storm 24
Landslide 97
Lightning 93
Strong Wind 39
Tornado 17
Volcano 21
Wildfire 91
Winter Weather 100

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
77.8°F
Winter low
12°F
Heating degree days
9,172
Cooling degree days
88

Housing & Economy

Median home value
$526,700
Median HH income
$83,434
Price to income
6.3×
Property tax rate
0.65%
~$3,423/yr median

Community Profile

Median age
33.5
Homeownership
61.4%
Poverty rate
10.6%
Unemployment
2.1%

Connectivity

Broadband households
73.6%
No internet access
4.9%

Explore Gallatin County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.