Hunt & Live

Clay County, SD

15,280 residents · 412 sq mi · 37.1/sq mi · 22% rural

Climate
47.8°F
28" rain/yr
Water
humid
Aridity index 1.26
Hardiness
Zone 6b
Winter low ~-0.3°F

About Clay County

Clay County is a county in the U.S. state of South Dakota. As of the 2020 census, the population was 14,967, and was estimated to be 15,245 in 2024. The county seat is Vermillion, which is also home to the University of South Dakota. The county is named for Henry Clay, American statesman, US Senator from Kentucky, and United States Secretary of State in the 19th century. Clay County comprises the Vermillion, SD Micropolitan Statistical Area, which is also included in the Sioux City-Vermillion, Iowa-SD-Nebraska Combined Statistical Area.

47
Prepper Suitability
worsebetter
National rank: #1704 of 3,109
Locator map
Location within the continental US

Prepper Assessment

The terrain in Clay County is characterized by a mix of rural and urban areas, with a population density of 37.1 people per square mile. The climate is classified as humid, with an annual mean temperature of 47.8°F and 28 inches of rainfall per year, making it suitable for a variety of crops in USDA zone 6b. The growing season offers potential for self-sufficient living, although the winter lows of 9.7°F may limit year-round cultivation without proper planning.

There are notable risks associated with living in this area, including a high FEMA hazard ranking for drought (73) and winter weather (72), which could impact food production and daily living. The violence percentile is at 54, indicating a moderate level of safety concerns, while the disaster percentile at 20 suggests lower overall risk from natural disasters. Median home prices are relatively affordable at $209,300, but the cost of living may still be a consideration for some.

This county may be a good fit for those who appreciate a rural lifestyle with access to educational resources from the University of South Dakota. Homesteaders who are prepared for the challenges posed by winter weather and drought may thrive here. However, individuals seeking a completely isolated environment or those who are sensitive to safety concerns may find the area less suitable.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #897 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#53 of 66 in SD
Ranked #53 of 66 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 73/100 here — the leading natural threat.
Rural-suburban mix
37.1 people per square mile.
Climate profile
Classified as humid with a 47.8°F annual mean and 28.0" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $209,300.

Score Breakdown

Violence
94
percentile (lower = safer)
Disasters
20
percentile (lower = safer)
Density
45
percentile (lower = emptier)
Overall FEMA Risk
20.5
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 23
Drought 73
Earthquake 13
Hail 65
Heat Wave 30
Riverine Flood 29
Ice Storm 62
Landslide 32
Lightning 36
Strong Wind 32
Tornado 60
Wildfire 42
Winter Weather 72

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
85.3°F
Winter low
9.7°F
Heating degree days
7,107
Cooling degree days
865

Housing & Economy

Median home value
$209,300
Median HH income
$55,963
Price to income
3.7×
Property tax rate
1.3%
~$2,717/yr median

Community Profile

Median age
24.6
Homeownership
51.1%
Poverty rate
21.2%
Unemployment
8.2%

Connectivity

Broadband households
74.6%
No internet access
6.4%

Explore Clay County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.