Hunt & Live

Clay County, TN

7,620 residents · 237 sq mi · 32.2/sq mi · 100% rural

Climate
57.9°F
53.5" rain/yr
Water
humid
Aridity index 1.91
Hardiness
Zone 8b
Winter low ~17.1°F

About Clay County

Clay County is a county in the U.S. state of Tennessee. As of the 2020 United States census, the population was 7,581. Its county seat and only incorporated city is Celina. Clay County is named in honor of American statesman Henry Clay, member of the United States Senate from Kentucky and United States Secretary of State in the 19th century.

62
Prepper Suitability
worsebetter
National rank: #808 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a rural lifestyle with a population density of 32.2 people per square mile, allowing for ample space and privacy. The climate is humid with an annual mean temperature of 57.9°F and 53.5 inches of rainfall, supporting a growing season suited for diverse crops. USDA zone 8b indicates the potential for a variety of fruits and vegetables, though the terrain may present challenges for certain agricultural practices due to the risk of landslides and other natural hazards.

The county faces several notable risks, including a FEMA landslide hazard ranking of 61 and a tornado risk at 38. While the overall disaster percentile is low at 13, which indicates a safer environment, the violence percentile is higher at 90, suggesting that residents may need to be more vigilant about safety. The median home price of $132,500 is relatively affordable, but with a median household income of $39,572, the cost of living may still be a concern for some families.

This area may be well-suited for individuals or families seeking a quieter, rural lifestyle with a focus on self-sufficiency, particularly those who can manage the risks associated with natural hazards. However, individuals seeking urban amenities or a more secure environment may find the county less appealing. The hidden gem here is the affordability of housing, but the dealbreaker for many might be the potential for natural disasters and the higher violence percentile.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,406 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#16 of 95 in TN
Ranked #16 of 95 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 61/100 here — the leading natural threat.
Rural-suburban mix
32.2 people per square mile.
Climate profile
Classified as humid with a 57.9°F annual mean and 53.5" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $132,500.

Score Breakdown

Violence
60
percentile (lower = safer)
Disasters
13
percentile (lower = safer)
Density
41
percentile (lower = emptier)
Overall FEMA Risk
13.3
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 35
Drought 26
Earthquake 44
Hail 47
Hurricane 35
Heat Wave 17
Riverine Flood 28
Ice Storm 32
Landslide 61
Lightning 21
Strong Wind 37
Tornado 39
Wildfire 4
Winter Weather 37

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.3°F
Winter low
27.1°F
Heating degree days
3,922
Cooling degree days
1,351

Housing & Economy

Median home value
$132,500
Median HH income
$39,572
Price to income
3.3×
Property tax rate
0.59%
~$787/yr median

Community Profile

Median age
47.4
Homeownership
78.6%
Poverty rate
22.3%
Unemployment
5.5%

Connectivity

Broadband households
58.9%
No internet access
23.6%

Explore Clay County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.