Hunt & Live

Monroe County, TN

47,740 residents · 636 sq mi · 75.1/sq mi · 73% rural

Climate
58.1°F
57.9" rain/yr
Water
humid
Aridity index 2.07
Hardiness
Zone 8b
Winter low ~18.7°F

About Monroe County

Monroe County is a county located on the eastern border of the U.S. state of Tennessee. As of the 2020 census, its population was 46,250. Its county seat is Madisonville, and its largest city is Sweetwater.

38
Prepper Suitability
worsebetter
National rank: #2294 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and moderate climate, with an annual mean temperature of 58.1°F and 57.9 inches of rainfall, ideal for diverse agriculture. The growing season is facilitated by being in USDA zone 8b, promoting a variety of crops. The terrain is primarily rural, with a population density of 75.1 people per square mile, which can provide a sense of remoteness and privacy, conducive to self-sufficient living.

However, there are notable risks to consider. The county ranks high for landslide hazards (FEMA rank 96) and has significant earthquake risk (rank 89), which could pose serious challenges for homesteaders. Additionally, the cost of living is moderate, with a median home price of $174,800, but the effective property tax rate is relatively low at 0.47%. The violence percentile is at 44, indicating a moderate safety concern compared to other regions.

This area may be well-suited for those who value rural living and can manage the risks associated with natural hazards. Individuals with experience in disaster preparedness and resilience strategies may thrive here. Conversely, those looking for a more stable environment with fewer natural risks might find this county less appealing, particularly due to the high landslide and earthquake risks, which could be dealbreakers for some homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,949 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#36 of 95 in TN
Ranked #36 of 95 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 96/100 here — the leading natural threat.
Rural-suburban mix
75.1 people per square mile.
Climate profile
Classified as humid with a 58.1°F annual mean and 57.9" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $174,800.

Score Breakdown

Violence
60
percentile (lower = safer)
Disasters
61
percentile (lower = safer)
Density
64
percentile (lower = emptier)
Overall FEMA Risk
60.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 62
Drought 56
Earthquake 89
Hail 42
Hurricane 60
Heat Wave 34
Riverine Flood 65
Ice Storm 54
Landslide 96
Lightning 71
Strong Wind 79
Tornado 64
Wildfire 69
Winter Weather 45

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.8°F
Winter low
28.7°F
Heating degree days
3,757
Cooling degree days
1,254

Housing & Economy

Median home value
$174,800
Median HH income
$52,123
Price to income
3.4×
Property tax rate
0.47%
~$829/yr median

Community Profile

Median age
44.6
Homeownership
72.1%
Poverty rate
16%
Unemployment
6.6%

Connectivity

Broadband households
47.9%
No internet access
16.1%

Explore Monroe County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.