Hunt & Live

Montgomery County, TN

235,201 residents · 539 sq mi · 436.2/sq mi · 18% rural

Climate
58.7°F
52.3" rain/yr
Water
humid
Aridity index 1.81
Hardiness
Zone 8b
Winter low ~17.8°F

About Montgomery County

Montgomery County is a county in the U.S. state of Tennessee. As of the 2020 United States census, the population was 220,069. The county seat and only incorporated municipality is Clarksville. The county was created in 1796. Montgomery County is included in the Clarksville, TN–KY Metropolitan Statistical Area.

14
Prepper Suitability
worsebetter
National rank: #2994 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a humid subtropical climate with an annual mean temperature of 58.7°F and 52.3 inches of rainfall per year, making it suitable for a variety of crops. The growing season is relatively long, typical of USDA zone 8b. However, the population density is high at 436.2 people per square mile, which may limit opportunities for privacy and self-sufficient living. The terrain is generally flat, which can facilitate farming but may also lead to flooding risks in certain areas.

Natural hazards pose significant risks in this region, with earthquakes (FEMA rank 95) being the most concerning, followed closely by tornadoes (92) and ice storms (92). The county's violence percentile of 83 indicates a higher-than-average risk of crime, which could affect safety and security for residents. Additionally, the median home price of $226,400 may be a barrier for some aspiring homesteaders, especially in a market with a high density of people.

This county may be best suited for those who prioritize access to urban amenities while still wanting a degree of rural living. Individuals who can navigate the risks associated with natural disasters and crime may thrive here. However, those seeking a truly remote homesteading experience or lower density living might find this area less appealing due to its high population and associated risks.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #3,054 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#93 of 95 in TN
Ranked #93 of 95 counties statewide for prepper suitability.
Dominant hazard: earthquake
FEMA ranks earthquake risk at 95/100 here — the leading natural threat.
Urban: 436/sqmi
Densely populated at 436 people per square mile.
Climate profile
Classified as humid with a 58.7°F annual mean and 52.3" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $226,400.

Score Breakdown

Violence
81
percentile (lower = safer)
Disasters
88
percentile (lower = safer)
Density
90
percentile (lower = emptier)
Overall FEMA Risk
87.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 94
Drought 43
Earthquake 95
Hail 87
Hurricane 41
Heat Wave 84
Riverine Flood 85
Ice Storm 92
Landslide 53
Lightning 91
Strong Wind 88
Tornado 92
Wildfire 28
Winter Weather 57

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
89.2°F
Winter low
27.8°F
Heating degree days
3,805
Cooling degree days
1,553

Housing & Economy

Median home value
$226,400
Median HH income
$67,890
Price to income
3.3×
Property tax rate
0.7%
~$1,576/yr median

Community Profile

Median age
31.4
Homeownership
62.6%
Poverty rate
11.9%
Unemployment
5.4%

Connectivity

Broadband households
80%
No internet access
6.2%

Explore Montgomery County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.