Hunt & Live

Putnam County, TN

82,382 residents · 401 sq mi · 205.4/sq mi · 39% rural

Climate
57.2°F
58.3" rain/yr
Water
humid
Aridity index 2.13
Hardiness
Zone 8b
Winter low ~17.7°F

About Putnam County

Putnam County is a county located in the U.S. state of Tennessee. As of the 2020 census, the population was 79,854. Its county seat is Cookeville. Putnam County is part of the Cookeville, TN Micropolitan Statistical Area.

48
Prepper Suitability
worsebetter
National rank: #1639 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and moderate climate, with an annual mean temperature of 57.2°F and an average annual rainfall of 58.3 inches. The growing season is suitable for a variety of crops, falling within USDA zone 8b. The terrain is primarily rural, with a population density of 205.4 people per square mile, which may appeal to those seeking space for self-sufficient living and gardening, though water access and quality should be considered.

Risks in this area include notable natural hazards such as lightning, tornadoes, and earthquakes, all ranked in the upper percentiles by FEMA. The county's violence percentile is at 43, indicating a moderate level of safety, while its disaster percentile is at 66, suggesting potential challenges during severe weather events. Additionally, the median home price of $221,200 may be a barrier for some, particularly those looking to invest in larger parcels of land for homesteading.

This county could be a good fit for individuals or families who value rural living and are prepared for the risks associated with natural hazards. Those with experience in disaster preparedness and self-sufficient practices will likely thrive here. However, individuals seeking a completely safe environment or lower housing costs may find the area's risks and property prices to be significant drawbacks.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,374 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#54 of 95 in TN
Ranked #54 of 95 counties statewide for prepper suitability.
Dominant hazard: lightning
FEMA ranks lightning risk at 88/100 here — the leading natural threat.
Urban: 205/sqmi
Densely populated at 205 people per square mile.
Climate profile
Classified as humid with a 57.2°F annual mean and 58.3" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $221,200.

Score Breakdown

Violence
7
percentile (lower = safer)
Disasters
66
percentile (lower = safer)
Density
83
percentile (lower = emptier)
Overall FEMA Risk
65.8
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 80
Drought 30
Earthquake 86
Hail 73
Hurricane 48
Heat Wave 36
Riverine Flood 60
Ice Storm 73
Landslide 54
Lightning 88
Strong Wind 72
Tornado 87
Wildfire 27
Winter Weather 85

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.5°F
Winter low
27.7°F
Heating degree days
4,012
Cooling degree days
1,218

Housing & Economy

Median home value
$221,200
Median HH income
$54,371
Price to income
4.1×
Property tax rate
0.56%
~$1,241/yr median

Community Profile

Median age
36.3
Homeownership
60.9%
Poverty rate
16.3%
Unemployment
4.5%

Connectivity

Broadband households
74.9%
No internet access
12.5%

Explore Putnam County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.