Hunt & Live

Stewart County, TN

14,035 residents · 460 sq mi · 30.5/sq mi · 100% rural

Climate
58.7°F
53.1" rain/yr
Water
humid
Aridity index 1.84
Hardiness
Zone 8b
Winter low ~17.6°F

About Stewart County

Stewart County is a county located on the northwestern corner of Middle Tennessee, in the U.S. state of Tennessee. As of the 2020 census, the population was 13,657. Its county seat is Dover. Stewart County is part of the Clarksville Metropolitan Statistical Area.

57
Prepper Suitability
worsebetter
National rank: #1036 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a rural lifestyle with a population density of 30.5 people per square mile, providing ample space for self-sufficient living. The climate features an annual mean temperature of 58.7°F and 53.1 inches of rainfall, supporting a growing season typical of USDA zone 8b, which is conducive to a variety of crops. However, the humid conditions, indicated by an aridity index of 1.84, may require careful water management for gardening and livestock.

The county faces notable natural hazards, with earthquake risk ranked at 83, indicating a significant threat. Other concerns include lightning (81) and ice storms (69), which could disrupt daily life and infrastructure. While the area has a median home price of $163,700, the cost of living may be a consideration for newcomers, especially given that only 49% of households have broadband access, potentially limiting connectivity for those reliant on remote work.

This county may suit individuals or families seeking a quiet, rural lifestyle and who are prepared to manage the risks associated with natural hazards. Those with experience in self-sufficient living and disaster preparedness would likely thrive here. However, individuals reliant on high-speed internet or those uncomfortable with the potential for earthquakes may find the area less appealing.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,612 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#21 of 95 in TN
Ranked #21 of 95 counties statewide for prepper suitability.
Dominant hazard: earthquake
FEMA ranks earthquake risk at 83/100 here — the leading natural threat.
Rural-suburban mix
30.5 people per square mile.
Climate profile
Classified as humid with a 58.7°F annual mean and 53.1" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $163,700.

Score Breakdown

Violence
60
percentile (lower = safer)
Disasters
29
percentile (lower = safer)
Density
39
percentile (lower = emptier)
Overall FEMA Risk
29.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 45
Drought 35
Earthquake 83
Hail 18
Hurricane 19
Heat Wave 39
Riverine Flood 23
Ice Storm 69
Landslide 66
Lightning 81
Strong Wind 43
Tornado 65
Wildfire 8
Winter Weather 51

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.8°F
Winter low
27.6°F
Heating degree days
3,826
Cooling degree days
1,551

Housing & Economy

Median home value
$163,700
Median HH income
$57,257
Price to income
2.9×
Property tax rate
0.6%
~$985/yr median

Community Profile

Median age
44.3
Homeownership
81.4%
Poverty rate
11.5%
Unemployment
3.8%

Connectivity

Broadband households
48.8%
No internet access
16.4%

Explore Stewart County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.