Hunt & Live

Floyd County, TX

5,235 residents · 992 sq mi · 5.3/sq mi · 100% rural

Climate
60.1°F
21" rain/yr
Water
dry sub-humid
Aridity index 0.7
Hardiness
Zone 8b
Winter low ~16.8°F

About Floyd County

Floyd County is a county in the U.S. state of Texas. As of the 2020 census, its population was 5,402. The seat of the county is Floydada. The county was created in 1876 and later organized in 1890. It is named for Dolphin Ward Floyd, who died on his 32nd birthday, March 6, 1836, defending the Alamo.

70
Prepper Suitability
worsebetter
National rank: #532 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a rural landscape with a low population density of 5.3 people per square mile, making it suitable for those seeking remoteness. The climate is characterized by an annual mean temperature of 60.1°F and an average annual rainfall of 21 inches, which supports a growing season typical for USDA zone 8b. However, the dry sub-humid water classification indicates potential challenges for consistent water supply, which is crucial for self-sufficient living.

Natural hazards present in this region include a high risk of hail (97) and drought (92), which could significantly impact agriculture and food security. Additionally, the county experiences a moderate risk of wildfires (73) and winter weather (57). While the violence percentile is at 51, suggesting an average level of safety, the lower density percentile (12) indicates more open space, which may be appealing for those prioritizing solitude. The median home price of $90,800 is relatively affordable, but potential residents should be aware of the effective property tax rate of 1.28%.

Floyd County may be a good fit for individuals or families looking for an affordable, rural lifestyle with a focus on self-sufficiency, provided they can manage the challenges posed by drought and hail. Homesteaders who are adaptable and resourceful may thrive here, especially those with experience in mitigating natural hazards. However, those seeking a more urban environment or consistent water availability might find this area unsuitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 16% nationally
National prepper rank: #484 of 3,109.
#75 of 254 in TX
Ranked #75 of 254 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 97/100 here — the leading natural threat.
Sparse population
5.3 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 60.1°F annual mean and 21.0" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $90,800.

Score Breakdown

Violence
49
percentile (lower = safer)
Disasters
31
percentile (lower = safer)
Density
12
percentile (lower = emptier)
Overall FEMA Risk
30.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 28
Drought 92
Earthquake 20
Hail 97
Hurricane 31
Heat Wave 15
Riverine Flood 11
Ice Storm 36
Landslide 2
Lightning 18
Strong Wind 56
Tornado 45
Wildfire 73
Winter Weather 57

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
92.6°F
Winter low
26.8°F
Heating degree days
3,440
Cooling degree days
1,677

Housing & Economy

Median home value
$90,800
Median HH income
$49,321
Price to income
1.8×
Property tax rate
1.28%
~$1,166/yr median

Community Profile

Median age
35.7
Homeownership
69.6%
Poverty rate
19%
Unemployment
4.1%

Connectivity

Broadband households
53.6%
No internet access
21.5%

Explore Floyd County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.